Chase Freedom Rise
By Alex Compton · Last verified
Chase's front door for first-time cardholders. 1.5% on everything while you build history.
Welcome Bonus
2,500
≈$25 value
Spend Requirement
None
Annual Fee
$0
3% FTF
Credit Score
Limited
or no credit history
Current offer note: $25 statement credit for enrolling in automatic payments
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 2,500 | No recorded spend | Terms reconfirmed$25 statement credit for enrolling in automatic payments | Chase Freedom Rise product page → |
| 2026-01 | 2,500 | No recorded spend | Terms reconfirmed | Archive record · no attached snapshot |
| 2024-06 | 2,500 | No recorded spend | Terms reconfirmed | Archive record · no attached snapshot |
| 2023-06 | 2,500 | No recorded spend | Earliest recordLaunch offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- confirmed
1.5% everywhere, $25 autopay credit, $0 annual fee and 3% foreign transaction fee confirmed
Fields: benefits
Chase Freedom Rise product page and pricing terms →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 1.5xAll purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Approval odds improve with $250 or more in a Chase checking or savings account
- ✦Free credit score tracking with Chase Credit Journey
- ✦Automatically evaluated each year for an upgrade to Chase Freedom Unlimited
- ✦Earns full Ultimate Rewards points, not a separate currency
Why it earns its spot
- +Real path into the Chase ecosystem with no credit history
- +Points later pool with a Sapphire for transfer partner value
- +No annual fee
Where it costs you
- −Low starting credit limits
- −3% foreign transaction fee
- −No category bonuses
The Compound Verdict
The smartest starter card for anyone who plans to build a Chase setup later. Open a checking account first, take the approval, and let the history age. In a year or two the upgrade path and pooled points start paying off.
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