Chase Ink Business Cash
By Alex Compton · Last verified
5x at office supply stores, and gift card racks live at office supply stores.
Welcome Bonus
75,000
≈$750 value
Spend Requirement
$6,000
in 3 months
Annual Fee
$0
3% FTF
Credit Score
700+
(Good-Excellent)
Current offer note: $750 cash back
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 90k before; the current 75k is right at its typical 75k. Elevated offers have been rare lately, so waiting is a gamble.
Current offer
75k
All-time high
90k
Typical offer
75k
In place since
January 2026
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 5xOffice supply stores, internet/cable/phone ($25k/yr cap)
- 2xGas stations and restaurants ($25k/yr cap)
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Pools with premium Chase cards
- ✦No annual fee
Why it earns its spot
- +5x categories are exceptional for a free card
- +Office-supply gift card strategies
Where it costs you
- −Category caps
- −3% FTF
The Compound Verdict
Pair with the Ink Unlimited. If your business buys anything through Staples or Office Depot, 5x adds up fast.
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