Chase Ink Business Cash
By Alex Compton · Last verified
5x at office supply stores, and gift card racks live at office supply stores.
Welcome Bonus
100,000
≈$1,000 value
Spend Requirement
$8,000
in 4 months
Annual Fee
$0
3% FTF
Credit Score
700+
(Good-Excellent)
Current offer note: $1,000 cash back; offer ending soon
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Apply nowThis is the best public offer this card has ever had. In 4 tracked offers going back to 2021, nothing has beaten 100k.
Current offer
100k
All-time high
100k
Typical offer
82,500
In place since
September 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-09-04 | 100,000 | $8,000 in 4 mo | Bonus increased: 75,000 → 100,000 · Spend: $6,000 → $8,000 · Window: 3 → 4 months$1,000 cash back; Chase labels the offer ending soon | Chase Ink Business Cash offer details → |
| 2026-01 | 75,000 | $6,000 in 3 mo | Bonus decreased: 90,000 → 75,000 | Archive record · no attached snapshot |
| 2023-03 | 90,000 | $6,000 in 3 mo | Bonus increased: 75,000 → 90,000 · Spend: $7,500 → $6,000 | Archive record · no attached snapshot |
| 2021-01 | 75,000 | $7,500 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Raised the current public offer from $750 to $1,000, corrected the spend window, and added current benefits and eligibility language.
Fields: currentOffer, offerHistory, benefits, pros, cons, ourTake, lastVerified
Chase Ink Business Cash offer details →
Source checked 2026-09-04 · spot an outdated offer? Report a correction above.
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Earning Rates
- 5xOffice supply stores, internet/cable/phone ($25k/yr cap)
- 2xGas stations and restaurants ($25k/yr cap)
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦5% total cash back on Lyft rides through September 30, 2027
- ✦Three months of Instacart+ plus a $20 monthly Instacart Business credit after enrollment through December 31, 2027
- ✦No annual fee
Why it earns its spot
- +Record-high $1,000 public offer
- +5% categories are exceptional for a no-fee card
Where it costs you
- −$25,000 annual category caps
- −$8,000 offer spend requirement
- −3% foreign transaction fee
- −Chase says prior ownership of this or another no-fee Chase business card may affect bonus eligibility
The Compound Verdict
The current $1,000 offer is excellent if $8,000 of ordinary business spending fits naturally into four months. Long term, the card is strongest for businesses with office-supply and telecom bills, where the first $25,000 of combined annual spend earns 5% cash back.
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