Credit Compound

CIC vs CIU

Which no-fee Ink comes first?

Chase Ink Business Cash card art

Chase Ink Business Cash

Chase

Our rating
8.5/10
Welcome bonus
75,000 points
Bonus value
≈$750
Annual fee
$0
Credits, max/yr
$0
Foreign txn fee
3%

Top earning rates

  • 5x Office supply stores, internet/cable/phone ($25k/yr cap)
  • 2x Gas stations and restaurants ($25k/yr cap)
  • 1x All other purchases
Chase Ink Business Unlimited card art

Chase Ink Business Unlimited

Chase

Our rating
8.7/10
Welcome bonus
75,000 points
Bonus value
≈$750
Annual fee
$0
Credits, max/yr
$0
Foreign txn fee
3%

Top earning rates

  • 1.5x All purchases

The Compound Verdict

Our ratings give it to the Chase Ink Business Unlimited (8.7 vs 8.5). On current welcome offers, the CIC brings the bigger first-year haul at ≈$750.

Read the full reviews for the complete math: CIC review and CIU review, or put them side by side in the comparison tool.

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