Choice Privileges Mastercard
By Alex Compton · Last verified
A fat point bonus on a free card, if you can love Choice hotels.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 40,000 | $1,000 in 3 mo | Bonus decreased: 60,000 → 40,000 | Archive record · no attached snapshot |
| 2026-01 | 60,000 | $1,000 in 3 mo | Bonus increased: 40,000 → 60,000Elevated offer, ended April 2026 | Archive record · no attached snapshot |
| 2023-09 | 40,000 | $1,000 in 3 mo | Earliest recordLaunch offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 5xChoice Privileges hotel purchases
- 3xGas, grocery, home improvement and phone plans
- 1xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Choice Privileges Gold status via 10 elite night credits annually
- ✦Cell phone protection up to $800
- ✦No foreign transaction fees
Why it earns its spot
- +Useful 3x everyday categories on a no fee card
- +Bonus covers several nights at budget Choice properties
Where it costs you
- −Choice points hover around 0.9 cents and the footprint skews economy
- −Gold status at Choice gets you very little
The Compound Verdict
The math works better than the brand. 40k points for $1,000 spend on a free card is multiple free nights at Comfort Inn tier properties, and the 3x everyday categories are respectable. Just know what you are earning toward: Choice shines for road trippers and budget stays, not aspirational travel.
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