Wells Fargo

Rebuilt its card lineup around Autograph and Active Cash. The no-fee Autograph now supports direct transfers to a small but useful partner list.

Application Rules

▸Current Autograph and Active Cash offers use a 48-month product bonus restriction
▸A Wells Fargo consumer card opened in the last 4 months may block another approval
▸Existing relationship helps approval

Flat 2% with cell phone protection thrown in.

$100 bonus (≈$100)AF: $0Rating: 8.2/10

3x on travel, dining, gas, transit, streaming and phone plans. Free.

20,000 pts bonus (≈$200)AF: $0Rating: 8.3/10

The card that turned Wells Fargo points into a transferable currency.

Terms under review AF: Under reviewRating: 8.0/10

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21 months of 0% APR. That is the whole pitch, and it is the best one.

Terms under review AF: Under reviewRating: 7.8/10

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4% back on gym memberships, concerts and the dog groomer. Seriously.

Terms under review AF: Under reviewRating: 7.3/10

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Unlimited 2% for your business with zero fee and zero homework.

Terms under review AF: Under reviewRating: 7.9/10

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Expedia store credit for people who already book everything on Expedia.

Terms under review AF: Under reviewRating: 6.8/10

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A fat point bonus on a free card, if you can love Choice hotels.

Terms under review AF: Under reviewRating: 7.0/10

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30,000 anniversary points every year turn the $95 fee into a rounding error.

Terms under review AF: Under reviewRating: 7.4/10

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3x on practically everything fun, for free, until Wells gave up on it.

Terms under review AF: Under reviewRating: 8.5/10

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Stamps toward free nights, dissolved when One Key swallowed Hotels.com Rewards.

Terms under review AF: Under reviewRating: 6.6/10

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