MastercardChoice Privileges Select Mastercard
30,000 anniversary points every year turn the $95 fee into a rounding error.
Welcome Bonus
60,000
≈$540 value
Spend Requirement
$3,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 10xChoice Privileges hotel purchases
- 5xGas, grocery, home improvement and phone plans
- 1xEverything else
Credits ($120/yr stated)
- Global Entry or TSA PreCheck credit$120
Once every four years
Benefits
- ✦30,000 bonus points every account anniversary
- ✦Automatic Choice Privileges Platinum Elite status
- ✦Cell phone protection up to $800
- ✦No foreign transaction fees
Why it earns its spot
- +Anniversary points alone are worth roughly triple the annual fee
- +5x on gas and groceries is elite for a hotel card
Where it costs you
- −Value is locked inside a budget heavy hotel program
- −Platinum Elite perks at Choice are thin
The Compound Verdict
On pure math this is one of the best keeper hotel cards in the market: 30k points every anniversary against a $95 fee is an automatic win, and 5x on gas and groceries piles on. The catch is the same as always with Choice, you have to actually want to sleep where the points spend. For road warriors and snowbirds it is a quiet powerhouse.
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