Choice Privileges Select Mastercard
By Alex Compton · Last verified
30,000 anniversary points every year turn the $95 fee into a rounding error.
Welcome Bonus
60,000
≈$540 value
Spend Requirement
$3,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
700+
(Good-Excellent)
Current offer note: Public offer: 60,000 points after $3,000 in 3 months
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 90k before; the current 60k is right at its typical 60k. Elevated offers have appeared 1 time in the last two years of our data, so if you can wait, history is on your side.
Current offer
60k
All-time high
90k
Typical offer
60k
In place since
June 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-11-09 | 60,000 | $3,000 in 3 mo | Terms reconfirmedFreshness-rotation reconfirmation: third-party listings (Cardcurator, DinoGo) citing Wells Fargo's own Choice Privileges Select page still show 60,000 points after $3,000 in 3 months, $95 annual fee. No change. The bank's own domain is blocked in this sandbox. | Cardcurator and DinoGo Choice Privileges Select listings, checked November 9, 2026 → |
| 2026-10-12 | 60,000 | $3,000 in 3 mo | Terms reconfirmedPublic offer: 60,000 points after $3,000 in 3 months | Wells Fargo Choice Privileges Select Mastercard product page → |
| 2026-06 | 60,000 | $3,000 in 3 mo | Bonus decreased: 90,000 → 60,000 | Archive record · no attached snapshot |
| 2025-06 | 90,000 | $3,000 in 3 mo | Bonus increased: 60,000 → 90,000Elevated offer | Archive record · no attached snapshot |
| 2023-09 | 60,000 | $3,000 in 3 mo | Earliest recordLaunch offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- confirmed
60k after $3k/3mo, $95 fee, 10/5/1 earn, 30k anniversary points, Platinum status and TTP credit confirmed; apply URL moved
Fields: benefits, applyUrl
Wells Fargo Choice Privileges Select Mastercard product page →
Source checked 2026-11-09 · spot an outdated offer? Report a correction above.
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Earning Rates
- 10xChoice Privileges hotel purchases
- 5xGas, grocery, home improvement and phone plans
- 1xEverything else
Credits ($120/yr stated)
- Global Entry or TSA PreCheck credit$120
Once every four years
Benefits
- ✦30,000 bonus points every account anniversary
- ✦Automatic Choice Privileges Platinum Elite status via 20 Elite Qualifying Nights each year
- ✦Card spend counts toward higher Choice elite status and Milestone Rewards
- ✦Cell phone protection up to $800 ($25 deductible)
- ✦No foreign transaction fees
Why it earns its spot
- +Anniversary points alone are worth roughly triple the annual fee
- +5x on gas and groceries is elite for a hotel card
Where it costs you
- −Value is locked inside a budget heavy hotel program
- −Platinum Elite perks at Choice are thin
The Compound Verdict
On pure math this is one of the best keeper hotel cards in the market: 30k points every anniversary against a $95 fee is an automatic win, and 5x on gas and groceries piles on. The catch is the same as always with Choice, you have to actually want to sleep where the points spend. For road warriors and snowbirds it is a quiet powerhouse.
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