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Choice Privileges Select Mastercard card art

Choice Privileges Select Mastercard

By Alex Compton · Last verified

30,000 anniversary points every year turn the $95 fee into a rounding error.

7.4/10Wells FargopersonalChoice Privileges Points
Offer recheck in progressBest for: Anniversary point value at budget hotels

Welcome Bonus

Under review

Current claim suppressed

Spend Requirement

Under review

Annual Fee

Under review

Last recorded terms remain in the history below

Credit Score

700+

(Good-Excellent)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
037,50075,000112,500150,000$0$1,000$2,000$3,000$4,0002024-012025-012026-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2026-0660,000$3,000 in 3 moBonus decreased: 90,000 → 60,000Archive record · no attached snapshot
2025-0690,000$3,000 in 3 moBonus increased: 60,000 → 90,000Elevated offerArchive record · no attached snapshot
2023-0960,000$3,000 in 3 moEarliest recordLaunch offerArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger

Event-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.

Source checked 2026-06-10 · spot an outdated offer? Report a correction above.

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Last Recorded Earning Rates

These terms are historical context and are not presented as current.

  • 10xChoice Privileges hotel purchases
  • 5xGas, grocery, home improvement and phone plans
  • 1xEverything else

Last Recorded Credits

  • Global Entry or TSA PreCheck credit$120

    Once every four years

Last Recorded Benefits

Confirm availability and enrollment requirements with the issuer.

  • 30,000 bonus points every account anniversary
  • Automatic Choice Privileges Platinum Elite status
  • Cell phone protection up to $800
  • No foreign transaction fees

Why it earns its spot

  • +Anniversary points alone are worth roughly triple the annual fee
  • +5x on gas and groceries is elite for a hotel card

Where it costs you

  • Value is locked inside a budget heavy hotel program
  • Platinum Elite perks at Choice are thin

The Compound Verdict

On pure math this is one of the best keeper hotel cards in the market: 30k points every anniversary against a $95 fee is an automatic win, and 5x on gas and groceries piles on. The catch is the same as always with Choice, you have to actually want to sleep where the points spend. For road warriors and snowbirds it is a quiet powerhouse.

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