Citi AT&T Access More Card
By Alex Compton · Last verified
3x on all online shopping, the grandfathered card everyone refused to cancel.
Welcome Bonus
None
Discontinued
Spend Requirement
None
Annual Fee
$95
3% FTF
Credit Score
700+
(Good-Excellent)
Common Questions
Is the Citi AT&T Access More Card discontinued?
Yes. Discontinued. 3x on all online shopping, the grandfathered card everyone refused to cancel.
What can I use instead of the Citi AT&T Access More Card?
The closest open alternatives we track are the Chase Sapphire Reserve, Chase Sapphire Preferred, Capital One Venture X. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Access More is gone, but these cards do a similar job and are still accepting applications.
The flagship premium travel card, rebuilt in 2025 with a credit stack that can out-earn its fee.
The best first travel card in the game. Full transfer partner access for $95.
Premium travel with the easiest break-even math in the category.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xAT&T purchases
- 3xOnline retail purchases
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦10,000 anniversary ThankYou points after 10,000 dollars of annual spend
- ✦3x online retail covered a huge share of modern spending
Why it earns its spot
- +3x ThankYou points on general online shopping never existed anywhere else
- +Anniversary bonus softened the 95 dollar fee for heavy spenders
Where it costs you
- −Online purchase coding grew more restrictive every year
- −Citi eventually closed the beloved product-change loophole
The Compound Verdict
Launched in 2015 with a free-smartphone gimmick, the Access More became a cult classic for a different reason: 3x ThankYou points on virtually all online retail. Applications closed within about two years, and for a long stretch the in-the-know move was product changing other Citi cards into it. Citi eventually shut that door too, and holders who gave it up, often for a Custom Cash, gave up a category that has never been replicated.
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