Terms checked 2026-10-26
Travel-portal rewards, timed dining bonuses and two different lounge benefits
75,000 pts bonus (≈$1,350)AF: $595Rating: 8.2/10
Citi
ThankYou Points are the only major bank currency with American Airlines access, and Citi's no-fee cards quietly upgrade into transferable points.
Application Rules
- ▸1 card per 8 days, max 2 per 65 days
- ▸48-month bonus clock on Strata cards
- ▸Citi is sensitive to recent inquiries
Tracked Citi Cards
Terms checked 2026-10-26
3x on five everyday categories. The broadest mid-tier earner.
60,000 pts bonus (≈$1,080)AF: $95Rating: 8.6/10
Citi Double CashCiti
Terms checked 2026-10-22
2% on eligible purchases: 1% when you buy and 1% as you pay
20,000 pts bonus (≈$200)AF: $0Rating: 8.3/10
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Terms checked 2026-10-12
The standard-issue American Airlines card, fee waived year one.
80,000 pts bonus (≈$1,120)AF: $99Rating: 8.2/10
Terms checked 2026-10-12
Admirals Club membership with a credit card attached.
125,000 pts bonus (≈$1,750)AF: $695Rating: 8.0/10
Citi Rewards+Citi
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Terms checked 2026-10-12
The business-side door into American Airlines miles.
65,000 pts bonus (≈$910)AF: $99Rating: 7.9/10
Terms checked 2026-10-12
A no-fee secured card from a major bank, with graduation reviews starting at 9 months.
Special bonusAF: $0Rating: 6.0/10
Terms checked 2026-10-12
The free way to keep AAdvantage miles flowing from the grocery store.
15,000 pts bonus (≈$210)AF: $0Rating: 6.8/10
Terms checked 2026-10-12
18 months of 0% on purchases and balance transfers with no late fees, ever.
Special bonusAF: $0Rating: 6.6/10
Terms checked 2026-10-12
Citi's flagship balance transfer card: 21 months at 0%.
Special bonusAF: $0Rating: 6.6/10
Terms checked 2026-10-12
5% on Costco gas and 4% everywhere else you fill up.
Special bonusAF: $0Rating: 7.9/10
Terms checked 2026-10-12
The same Costco gas machine, sized for a business.
Special bonusAF: $0Rating: 7.6/10
Citi Strata CardCiti
Terms checked 2026-11-02
The no-fee entry to ThankYou points with a category you pick yourself.
20,000 pts bonus (≈$360)AF: $0Rating: 7.6/10
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
My Best Buy VisaCiti
Terms checked 2026-10-12
5% back at Best Buy plus the financing offers electronics buyers actually use.
Special bonusAF: $0Rating: 6.3/10
Terms checked 2026-10-12
The network upgrade to the Macy's store card, with real dining and gas categories.
10,000 pts bonus (≈$100)AF: $0Rating: 6.0/10
Terms checked 2026-10-19
7% back at Wayfair with grocery and online categories on the side.
5,000 pts bonus (≈$50)AF: $0Rating: 6.2/10
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application
Terms checked 2026-10-12
A store-only financing card: it works at Home Depot, earns nothing, and exists for the 6-month deferred interest plan.
10,000 pts bonus (≈$100)AF: $0Rating: 4.6/10