Citi Prestige Card
By Alex Compton · Last verified
The 4th Night Free card, closed to new applicants since 2021.
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$495
Last recorded · No FTF
Credit Score
740+
(Excellent)
Common Questions
Is the Citi Prestige Card discontinued?
Yes. Discontinued. The 4th Night Free card, closed to new applicants since 2021.
What can I use instead of the Citi Prestige Card?
The closest open alternatives we track are the Citi Strata Premier, Citi Strata Elite, Citi AAdvantage Platinum Select World Elite Mastercard. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Prestige is gone, but these cards do a similar job and are still accepting applications.
3x on five everyday categories. The broadest mid-tier earner.
Citi's premium card, with AAdvantage transfers and weekend dining at 6x.
The standard-issue American Airlines card, fee waived year one.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2021-01 | 50,000 | $4,000 in 3 mo | Bonus decreased: 75,000 → 50,000 · Spend: $7,500 → $4,000Final public offer, applications closed in July 2021 | Archive record · no attached snapshot |
| 2017-01 | 75,000 | $7,500 in 3 mo | Bonus increased: 50,000 → 75,000 · Spend: $3,000 → $7,500Elevated in-branch and Citigold offer | Archive record · no attached snapshot |
| 2015-08 | 50,000 | $3,000 in 3 mo | Bonus increased: 30,000 → 50,000 | Archive record · no attached snapshot |
| 2014-10 | 30,000 | $3,000 in 3 mo | Earliest recordUS relaunch offer at the 450 dollar fee | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Historical record · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 5xAir travel and restaurants
- 3xHotels and cruise lines
- 1xEverything else
Last Recorded Credits
- Travel credit$250
Applied automatically to travel purchases
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦4th Night Free on hotel stays, originally unlimited and uncapped
- ✦Priority Pass Select lounge access
- ✦Once covered 3 free rounds of golf per year in its earliest US form
Why it earns its spot
- +4th Night Free routinely returned more than the annual fee on a single booking
- +5x on air and dining beat every competitor when it launched
Where it costs you
- −Citi stripped travel protections in 2019 and capped 4th Night Free at twice per year
- −Each devaluation made the 495 dollar fee harder to defend
The Compound Verdict
From 2015 to 2018 the Prestige was arguably the best premium travel card in America: an uncapped 4th Night Free benefit, 5x categories, and a 250 dollar travel credit. Citi bled it dry instead of defending it, capping the hotel benefit and cutting protections in 2019, then quietly closing applications in July 2021. Grandfathered holders still carry it, and the Strata Elite is its spiritual successor.
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