Citi / AAdvantage Business World Elite Mastercard
By Alex Compton · Last verified
The business-side door into American Airlines miles.
Welcome Bonus
65,000
≈$910 value
Spend Requirement
$4,000
in 4 months
Annual Fee
$99
No FTF
Credit Score
700+
(Good to Excellent)
Current offer note: Public offer: 65,000 miles after $4,000 in 4 months, $99 annual fee waived the first 12 months
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 75k before; the current 65k is right at its typical 65k. Elevated offers have been rare lately, so waiting is a gamble.
Current offer
65k
All-time high
75k
Typical offer
65k
In place since
June 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 65,000 | $4,000 in 4 mo | Terms reconfirmedPublic offer: 65,000 miles after $4,000 in 4 months, $99 annual fee waived the first 12 months | Citi / AAdvantage Business product page → |
| 2026-06 | 65,000 | $4,000 in 4 mo | Bonus decreased: 75,000 → 65,000 · Spend: $5,000 → $4,000 · Window: 5 months → 4 months | Archive record · no attached snapshot |
| 2024-03 | 75,000 | $5,000 in 5 mo | Bonus increased: 65,000 → 75,000 · Spend: $4,000 → $5,000 · Window: 4 months → 5 monthsElevated offer | Archive record · no attached snapshot |
| 2021-01 | 65,000 | $4,000 in 4 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Now marketed as Citi / AAdvantage Business World Elite Mastercard (old URL 404s); 65k after $4k in 4 months, $99 fee waived first 12 months, earn rates and benefits confirmed.
Fields: name, shortName, benefits, applyUrl
Citi / AAdvantage Business product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
Embed this chart on your site (free, with attribution)
Bloggers and journalists: paste this snippet to embed the live, auto-updating bonus history chart. Attribution to Credit Compound is included in the widget.
Earning Rates
- 2xAmerican Airlines purchases
- 2xGas stations, cable, satellite, telecom, car rentals
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦First checked bag free on domestic AA itineraries for you and up to 4 companions
- ✦Preferred boarding
- ✦25% savings on inflight food, beverage and WiFi purchases
- ✦Companion certificate after $30,000 in purchases per cardmembership year and renewal
- ✦1 Loyalty Point per $1 for each cardmember toward AAdvantage status
- ✦No foreign transaction fees
Why it earns its spot
- +Fee waived the first year
- +Does not count toward Chase 5/24
- +Companion certificate is reachable for real businesses
Where it costs you
- −Citi business cards require separate AA personal-card spacing rules
- −Thin earning structure outside AA and the 2x utility categories
The Compound Verdict
A clean 65,000-mile bonus with the first-year fee waived is hard to argue with. AA miles still book some of the best partner awards in the game, and the checked bag perk does the rest.
Rate this card
Be the first to rate it
Commentson Citi AAdvantage Business
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.