VisaCostco Anywhere Visa Card by Citi
5% on Costco gas and 4% everywhere else you fill up.
Welcome Bonus
None
No welcome offer
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
740+
(Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 5xGas at Costco
- 4xOther gas stations and EV charging
- 3xRestaurants and eligible travel, including Costco Travel
- 2xCostco and Costco.com
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Annual reward certificate redeemable for cash or merchandise at Costco
- ✦Doubles as your Costco membership card
- ✦No foreign transaction fees
Why it earns its spot
- +Best gas earning structure of any no-fee card
- +3% restaurants and travel is strong for a warehouse cobrand
- +No annual fee beyond the Costco membership you already have
Where it costs you
- −Requires an active Costco membership
- −Rewards pay out once a year as a certificate
- −Only 2% at Costco itself
The Compound Verdict
The gas and dining rates carry this card, not the warehouse runs. The annual certificate is clunky next to monthly cash back, but for a Costco household that drives, the math works without effort.
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