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Costco Anywhere Visa Card by Citi card art

Costco Anywhere Visa Card by Citi

By Alex Compton · Last verified

5% on Costco gas and 4% everywhere else you fill up.

★ 7.9/10CitipersonalCostco Cash Rewards
View Current OfferBest for: Costco members who spend real money on gas and dining

Welcome Bonus

None

No welcome offer; 5% Costco gas, 4% other gas and EV on a combined $7,000 a year, 3% restaurants and travel, 2% Costco confirmed

Spend Requirement

None

Annual Fee

$0

No FTF

Credit Score

740+

(Excellent)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

No numeric welcome bonus recorded

This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.

ObservedOfferRequirementWhat changedEvidence
2026-10-12$0No recorded spendTerms reconfirmedNo welcome offer; 5% Costco gas, 4% other gas and EV on a combined $7,000 a year, 3% restaurants and travel, 2% Costco confirmedCiti Costco Anywhere Visa Card product page →
2026-06$0No recorded spendEarliest recordNo welcome offerArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger
  1. changed

    5/4/3/2/1 earning with $7,000 combined gas cap, $0 fee with membership and no FTF confirmed; product URL moved

    Fields: applyUrl

    Citi Costco Anywhere Visa Card product page →

Source checked 2026-10-12 · spot an outdated offer? Report a correction above.

Earning Rates

  • 5xGas at CostcoCombined with other gas and EV, first $7,000 per year, then 1%
  • 4xOther gas stations and EV chargingSame $7,000 combined annual cap
  • 3xRestaurants and eligible travel, including Costco Travel
  • 2xCostco and Costco.com
  • 1xAll other purchases

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • ✦Annual reward certificate redeemable for cash or merchandise at Costco
  • ✦Doubles as your Costco membership card
  • ✦No foreign transaction fees

Why it earns its spot

  • +Best gas earning structure of any no-fee card
  • +3% restaurants and travel is strong for a warehouse cobrand
  • +No annual fee beyond the Costco membership you already have

Where it costs you

  • −Requires an active Costco membership
  • −Rewards pay out once a year as a certificate
  • −Only 2% at Costco itself

The Compound Verdict

The gas and dining rates carry this card, not the warehouse runs. The annual certificate is clunky next to monthly cash back, but for a Costco household that drives, the math works without effort.

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