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Costco Anywhere Visa Business Card by Citi card art

Costco Anywhere Visa Business Card by Citi

By Alex Compton · Last verified

The same Costco gas machine, sized for a business.

★ 7.6/10CitibusinessCostco Cash Rewards
View Current OfferBest for: Small businesses that run on Costco fuel and supplies

Welcome Bonus

None

No welcome offer; 5% Costco gas, 4% other gas and EV on a combined $7,000 a year, 3% restaurants and travel, 2% Costco confirmed

Spend Requirement

None

Annual Fee

$0

No FTF

Credit Score

740+

(Excellent)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

No numeric welcome bonus recorded

This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.

ObservedOfferRequirementWhat changedEvidence
2026-10-12$0No recorded spendTerms reconfirmedNo welcome offer; 5% Costco gas, 4% other gas and EV on a combined $7,000 a year, 3% restaurants and travel, 2% Costco confirmedCiti Costco Anywhere Visa Business Card product page →
2026-06$0No recorded spendEarliest recordNo welcome offerArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger
  1. changed

    5/4/3/2/1 earning with $7,000 combined gas cap, $0 fee with membership confirmed; product URL moved

    Fields: applyUrl

    Citi Costco Anywhere Visa Business Card product page →

Source checked 2026-10-12 · spot an outdated offer? Report a correction above.

Earning Rates

  • 5xGas at CostcoCombined with other gas and EV, first $7,000 per year, then 1%
  • 4xOther gas stations and EV chargingSame $7,000 combined annual cap
  • 3xRestaurants and eligible travel, including Costco Travel
  • 2xCostco and Costco.com
  • 1xAll other purchases

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • ✦Annual reward certificate redeemable for cash or merchandise at Costco
  • ✦Free employee cards that earn at the same rates
  • ✦No foreign transaction fees

Why it earns its spot

  • +Fleet fuel at 4% to 5% is hard to beat anywhere
  • +Employee cards funnel all spend into one certificate

Where it costs you

  • −Requires an active Costco membership
  • −Once-a-year certificate redemption does not fit business cash flow
  • −$7,000 gas cap is low for a vehicle-heavy business

The Compound Verdict

If your business fuels vehicles and stocks up at Costco, this is free money on spend you cannot avoid. Heavy fleet operators will blow through the gas cap by summer and should pair it with a dedicated fuel card.

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