Crate & Barrel Visa Signature
By Alex Compton · Last verified
10% back across Crate & Barrel, CB2, Crate & Kids and Hudson Grace after the 2025 Imprint relaunch.
Welcome Bonus
5,000
≈$50 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$0
3% FTF
Credit Score
670+
(Good)
Current offer note: $50 in Reward Dollars after $1,000 spent outside Crate & Barrel, Crate & Kids, CB2 and Hudson Grace in the first 90 days
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 5,000 | $1,000 in 3 mo | Terms reconfirmed$50 Reward Dollars after $1,000 outside the brand family in 90 days | Crate & Barrel Visa Signature rewards page → |
| 2026-06 | 5,000 | $1,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2025-10 | 5,000 | $1,000 in 3 mo | Earliest recordImprint relaunch offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- unavailable
crateandbarrel.com returns Akamai Access Denied; the Imprint cardholder agreement (eff. 9/18/2026) shows a 3% foreign transaction fee vs 0 on file, but rewards and offer could not be confirmed
Crate & Barrel Rewards page → - changed
$50 after $1,000 in 90 days, 10%/4%/1% and $0 fee confirmed; limited-time 4% dining through 12/31/2026 added; Imprint cardholder agreement (eff. 9/18/2026) sets a 3% foreign transaction fee
Fields: foreignTransactionFee, earningRates
Crate & Barrel Visa Signature rewards page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 10xCrate & Barrel, CB2, Crate & Kids and Hudson Grace
- 4xOther home retailers and grocery stores
- 4xRestaurants and diningLimited-time bonus category through December 31, 2026
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦$100 milestone bonus each year you spend $10,000 on the card
- ✦0% financing for 6 to 24 months on qualifying brand purchases of $749 or more, in place of the 10% back
- ✦Sibling CB2 Visa Signature carries the same structure with CB2 branding
- ✦Took over from the old Synchrony-era Crate & Barrel program in October 2025
Why it earns its spot
- +10% at the brand family is one of the highest store rates in print
- +4% at competing home retailers and groceries is unusually generous
- +No annual fee
Where it costs you
- −Reward Dollars only spend at the Crate & Barrel family
- −3% foreign transaction fee under the September 2026 Imprint cardholder agreement
- −10% invites spending money you did not plan to spend on furniture
- −Program is young; terms could shift as Imprint tunes it
The Compound Verdict
The Imprint relaunch turned a forgettable store card into the most aggressive earner in home retail: 10% at the brands and 4% even at their competitors. The catch is the oldest one in retail, rewards trapped in store credit. Furnishing a place this year? Excellent. Otherwise the 10% is a number you will rarely touch.
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