GO2bank Secured Visa Credit Card
Green Dot's plain secured card for people already banking with GO2bank.
Welcome Bonus
None
No welcome offer
Spend Requirement
None
Annual Fee
$0
3% FTF
Credit Score
None
required (soft pull only)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 0xNo rewards: this card is purely for building credit
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦No annual fee and only a soft pull at application
- ✦Refundable security deposit starts at just $100
- ✦Reports to all three credit bureaus monthly
- ✦Managed inside the GO2bank app alongside your account
Why it earns its spot
- +$100 minimum deposit is among the lowest anywhere
- +No annual fee and no hard inquiry
- +Backed by Green Dot, a long-established issuer
Where it costs you
- −Only available to existing GO2bank accountholders
- −No rewards and a 22.99% APR if you carry a balance
- −GO2bank checking itself has a $5 monthly fee unless you have direct deposit
The Compound Verdict
A perfectly ordinary secured card whose one notable number is the $100 minimum deposit, half the usual entry price. The requirement to hold a GO2bank account first is the real cost, since that account charges $5 a month without a direct deposit. If you already use GO2bank, this is a cheap add-on; if not, Discover and Capital One secured cards are better destinations.
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