GO2bank Secured Visa Credit Card
By Alex Compton · Last verified
Green Dot's plain secured card for people already banking with GO2bank.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
None
required (soft pull only)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $0 | No recorded spend | Earliest recordNo welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 0xNo rewards: this card is purely for building credit
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦No annual fee and only a soft pull at application
- ✦Refundable security deposit starts at just $100
- ✦Reports to all three credit bureaus monthly
- ✦Managed inside the GO2bank app alongside your account
Why it earns its spot
- +$100 minimum deposit is among the lowest anywhere
- +No annual fee and no hard inquiry
- +Backed by Green Dot, a long-established issuer
Where it costs you
- −Only available to existing GO2bank accountholders
- −No rewards and a 22.99% APR if you carry a balance
- −GO2bank checking itself has a $5 monthly fee unless you have direct deposit
The Compound Verdict
A perfectly ordinary secured card whose one notable number is the $100 minimum deposit, half the usual entry price. The requirement to hold a GO2bank account first is the real cost, since that account charges $5 a month without a direct deposit. If you already use GO2bank, this is a cheap add-on; if not, Discover and Capital One secured cards are better destinations.
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