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Hilton Honors American Express Surpass Card card art

Hilton Honors American Express Surpass Card

By Alex Compton · Last verified

Gold status, quarterly Hilton credits, and a free night at $15k.

8.1/10American ExpresspersonalHilton Honors Points
Offer recheck in progressBest for: Regular Hilton guests who want Gold

Welcome Bonus

Under review

Current claim suppressed

Spend Requirement

Under review

Annual Fee

Under review

Last recorded terms remain in the history below

Credit Score

670+

(Good)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
050,000100,000150,000200,000$0$1,000$2,000$3,000$4,0002020-012021-012022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2026-06130,000$3,000 in 6 moBonus decreased: 155,000 → 130,000Archive record · no attached snapshot
2025-03155,000$3,000 in 6 moBonus increased: 130,000 → 155,000 · Spend: $2,000 → $3,000 · Window: 3 → 6 monthsElevatedArchive record · no attached snapshot
2023-10130,000$2,000 in 3 moBonus increased: 125,000 → 130,000Refresh: $150 AF, $200 Hilton credit addedArchive record · no attached snapshot
2020-01125,000$2,000 in 3 moEarliest recordArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger

Event-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.

Source checked 2026-06-09 · spot an outdated offer? Report a correction above.

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Last Recorded Earning Rates

These terms are historical context and are not presented as current.

  • 12xHilton portfolio hotels
  • 6xUS restaurants, US supermarkets, US gas stations
  • 4xUS online retail purchases
  • 3xAll other purchases

Last Recorded Credits

  • Hilton credit$200

    $50 quarterly on Hilton stays

Last Recorded Benefits

Confirm availability and enrollment requirements with the issuer.

  • Hilton Honors Gold status (free breakfast or credit at most brands)
  • Free Night Reward after $15k annual spend
  • Diamond status after $40k annual spend
  • No foreign transaction fees

Why it earns its spot

  • +Gold status on a $150 card is the best status-per-dollar deal in hotels
  • +Quarterly credits fully offset the fee for regular Hilton guests
  • +$15k free night is achievable for normal households

Where it costs you

  • Quarterly credit expires if you skip a Hilton stay that quarter
  • Half-cent points cap the value of the earn rates

The Compound Verdict

The sweet spot of the Hilton lineup. Gold status plus $200 in stay credits means anyone with four Hilton nights a year comes out ahead. Chase the $15k free night and the card turns properly profitable.

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