Credit Compound

Hilton Surpass vs Hilton Aspire

Hilton mid-tier vs the free-night monster.

Hilton Honors American Express Surpass Card card art

Hilton Honors American Express Surpass Card

American Express

Our rating
8.1/10
Welcome bonus
130,000 points
Bonus value
≈$650
Annual fee
$150
Credits, max/yr
$200
Foreign txn fee
None

Top earning rates

  • 12x Hilton portfolio hotels
  • 6x US restaurants, US supermarkets, US gas stations
  • 4x US online retail purchases
  • 3x All other purchases
Hilton Honors American Express Aspire Card card art

Hilton Honors American Express Aspire Card

American Express

Our rating
8.7/10
Welcome bonus
150,000 points
Bonus value
≈$750
Annual fee
$550
Credits, max/yr
$789
Foreign txn fee
None

Top earning rates

  • 14x Hilton portfolio hotels
  • 7x Flights booked direct or via Amex Travel, car rentals, US restaurants
  • 3x All other purchases

The Compound Verdict

Our ratings give it to the Hilton Honors American Express Aspire Card (8.7 vs 8.1). On current welcome offers, the Hilton Aspire brings the bigger first-year haul at ≈$750. The fee gap is $400 a year, so make sure the extra credits and multipliers actually fit your spend.

Read the full reviews for the complete math: Hilton Surpass review and Hilton Aspire review, or put them side by side in the comparison tool.

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