Hilton Surpass vs Hilton Aspire
Hilton mid-tier vs the free-night monster.

Hilton Honors American Express Surpass Card
American Express
- Our rating
- 8.1/10
- Welcome bonus
- 130,000 points
- Bonus value
- ≈$650
- Annual fee
- $150
- Credits, max/yr
- $200
- Foreign txn fee
- None
Top earning rates
- 12x Hilton portfolio hotels
- 6x US restaurants, US supermarkets, US gas stations
- 4x US online retail purchases
- 3x All other purchases

Hilton Honors American Express Aspire Card
American Express
- Our rating
- 8.7/10
- Welcome bonus
- 150,000 points
- Bonus value
- ≈$750
- Annual fee
- $550
- Credits, max/yr
- $789
- Foreign txn fee
- None
Top earning rates
- 14x Hilton portfolio hotels
- 7x Flights booked direct or via Amex Travel, car rentals, US restaurants
- 3x All other purchases
The Compound Verdict
Our ratings give it to the Hilton Honors American Express Aspire Card (8.7 vs 8.1). On current welcome offers, the Hilton Aspire brings the bigger first-year haul at ≈$750. The fee gap is $400 a year, so make sure the extra credits and multipliers actually fit your spend.
Read the full reviews for the complete math: Hilton Surpass review and Hilton Aspire review, or put them side by side in the comparison tool.