IHG One Rewards Premier Credit Card
By Alex Compton · Last verified
A big launch bonus, a 50k anniversary night, and the fourth award night free.
Welcome Bonus
180,000
≈$1,080 value
Spend Requirement
$3,000
in 3 months
Annual Fee
$150
No FTF
Credit Score
700+
(Good-Excellent)
Current offer note: Launch offer: 180,000 points after $3,000 in 3 months, plus 10,000 points for adding an authorized user in 3 months
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Apply nowThis is the best public offer this card has ever had. In 6 tracked offers going back to 2021, nothing has beaten 180k.
Current offer
180k
All-time high
180k
Typical offer
140k
In place since
October 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 180,000 | $3,000 in 3 mo | Bonus increased: 140,000 → 180,000Launch offer: 180,000 points after $3,000 in 3 months, plus 10,000 points for adding an authorized user in 3 months | Chase IHG One Rewards Premier product page → |
| 2026-01 | 140,000 | $3,000 in 3 mo | Bonus decreased: 175,000 → 140,000 · Window: 6 months → 3 months | Archive record · no attached snapshot |
| 2024-08 | 175,000 | $3,000 in 6 mo | Bonus increased: 140,000 → 175,000 · Window: 3 months → 6 monthsAll-time high | Archive record · no attached snapshot |
| 2023-09 | 140,000 | $3,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2022-06 | 140,000 | $3,000 in 3 mo | Bonus increased: 125,000 → 140,000 | Archive record · no attached snapshot |
| 2021-01 | 125,000 | $3,000 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Refreshed card: 180k launch offer after $3k/3mo, $150 annual fee, 5x categories, 50k anniversary night, Gold status and new credit stack
Fields: currentOffer, annualFee, earningRates, credits, benefits, applyUrl
Chase IHG One Rewards Premier product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 10xIHG hotels and resortsUp to 24x total with member earn and Gold Elite status
- 5xFlights booked directly, car rentals, dining, grocery stores and gas
- 3xAll other purchases
Credits ($370/yr stated)
- IHG food and beverage reward$100
$25 voucher each quarter
- Airline statement credit$100
After $250 on flights bought directly with the airline each calendar year, through 12/31/2027
- Instacart credit$120
$10 a month, Instacart+ required; ends 12/31/2027
- United TravelBank cash$50
$25 each half year after registering the card with MileagePlus
Benefits
- ✦Anniversary free night with a 50,000-point cap, top-ups allowed
- ✦Fourth night free on award stays of 4+ nights
- ✦Automatic Gold Elite status, Platinum after $15,000 and Diamond after $40,000 of annual spend
- ✦15 Elite Night Credits each year, plus 2 per $5,000 spent and 5 more at $15,000
- ✦15,000 bonus points after $15,000 of spend each calendar year
- ✦Global Entry, TSA PreCheck or NEXUS credit up to $120 every 4 years
- ✦Complimentary DashPass for a year and up to $10 a month in DoorDash non-restaurant promos
- ✦30% off IHG points purchases
Why it earns its spot
- +Fourth night free routinely saves more than the fee
- +50k anniversary night now reaches better hotels
- +180k launch bonus is the best public number this card has shown
Where it costs you
- −Annual fee rose to $150
- −IHG points are worth roughly 0.6 cents each
- −Automatic status is now Gold, with Platinum gated behind $15,000 of spend
- −Subject to Chase 5/24
The Compound Verdict
Value per point is low, but volume and perks carry this card. The fourth night free plus the 50k anniversary night make it a keeper for anyone who books IHG even twice a year, even at the new $150 fee. The 180k launch offer is the time to sign up.
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