IHG One Rewards Premier Credit Card
By Alex Compton · Last verified
Huge headline bonuses, an anniversary night, and a fourth award night free every stay.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-01 | 140,000 | $3,000 in 3 mo | Bonus decreased: 175,000 → 140,000 · Window: 6 → 3 months | Archive record · no attached snapshot |
| 2024-08 | 175,000 | $3,000 in 6 mo | Bonus increased: 140,000 → 175,000 · Window: 3 → 6 monthsAll-time high | Archive record · no attached snapshot |
| 2023-09 | 140,000 | $3,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2022-06 | 140,000 | $3,000 in 3 mo | Bonus increased: 125,000 → 140,000 | Archive record · no attached snapshot |
| 2021-01 | 125,000 | $3,000 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-09 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 10xIHG hotels and resortsUp to 26x total with status and member earn
- 5xTravel, dining and gas stations
- 3xAll other purchases
Last Recorded Credits
- Spend reward$100
$100 statement credit plus 10,000 points after $20k annual spend
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Anniversary free night worth up to 40,000 points
- ✦Fourth night free on award stays of 4+ nights
- ✦Automatic Platinum Elite status
- ✦Global Entry, TSA PreCheck or NEXUS credit every 4 years
- ✦Top up the anniversary night with points
Why it earns its spot
- +Fourth night free routinely saves more than the fee
- +Anniversary night at a $99 fee is reliable value
- +Bonuses regularly hit 140k or more
Where it costs you
- −IHG points are worth roughly 0.6 cents each
- −Anniversary night cap excludes top-tier properties without a top-up
- −Subject to Chase 5/24
The Compound Verdict
Value per point is low, but volume and perks carry this card. The fourth night free plus the anniversary certificate make it a keeper for anyone who books IHG even twice a year. Sign up when the bonus is 140k or better.
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