IHG One Rewards Premier Credit Card
By Alex Compton · Last verified
Huge headline bonuses, an anniversary night, and a fourth award night free every stay.
Welcome Bonus
140,000
≈$840 value
Spend Requirement
$3,000
in 3 months
Annual Fee
$99
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 175k before; the current 140k is right at its typical 140k. Elevated offers have appeared 1 time in the last two years of our data, so if you can wait, history is on your side.
Current offer
140k
All-time high
175k
Typical offer
140k
In place since
January 2026
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 10xIHG hotels and resorts
- 5xTravel, dining and gas stations
- 3xAll other purchases
Credits ($100/yr stated)
- Spend reward$100
$100 statement credit plus 10,000 points after $20k annual spend
Benefits
- ✦Anniversary free night worth up to 40,000 points
- ✦Fourth night free on award stays of 4+ nights
- ✦Automatic Platinum Elite status
- ✦Global Entry, TSA PreCheck or NEXUS credit every 4 years
- ✦Top up the anniversary night with points
Why it earns its spot
- +Fourth night free routinely saves more than the fee
- +Anniversary night at a $99 fee is reliable value
- +Bonuses regularly hit 140k or more
Where it costs you
- −IHG points are worth roughly 0.6 cents each
- −Anniversary night cap excludes top-tier properties without a top-up
- −Subject to Chase 5/24
The Compound Verdict
Value per point is low, but volume and perks carry this card. The fourth night free plus the anniversary certificate make it a keeper for anyone who books IHG even twice a year. Sign up when the bonus is 140k or better.
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