Credit Compound

IHG Premier vs Boundless

Hotel free-night math: IHG vs Marriott.

IHG One Rewards Premier Credit Card card art

IHG One Rewards Premier Credit Card

Chase

Our rating
8.2/10
Welcome bonus
140,000 points
Bonus value
≈$840
Annual fee
$99
Credits, max/yr
$100
Foreign txn fee
None

Top earning rates

  • 10x IHG hotels and resorts
  • 5x Travel, dining and gas stations
  • 3x All other purchases
Marriott Bonvoy Boundless card art

Marriott Bonvoy Boundless

Chase

Our rating
7.9/10
Welcome bonus
125,000 points
Bonus value
≈$1,000
Annual fee
$95
Credits, max/yr
$0
Foreign txn fee
None

Top earning rates

  • 6x Marriott purchases
  • 3x Grocery, gas, dining (first $6k/yr)
  • 2x All other purchases

The Compound Verdict

Our ratings give it to the IHG One Rewards Premier Credit Card (8.2 vs 7.9). On current welcome offers, the Boundless brings the bigger first-year haul at ≈$1,000. The fee gap is $4 a year, so make sure the extra credits and multipliers actually fit your spend.

Read the full reviews for the complete math: IHG Premier review and Boundless review, or put them side by side in the comparison tool.

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