Kroger Rewards World Elite Mastercard
By Alex Compton · Last verified
Relaunched with Imprint: up to 5x Kroger points online, 4x at the pump and a free Boost Essential membership.
Welcome Bonus
None
No public welcome bonus confirmed. The card is now issued by First Bank & Trust and powered by Imprint; Imprint's rewards terms (effective 9/23/2026) say any welcome bonus is set by a separate offer, and kroger.com's card page could not be loaded to confirm one
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 0 | No recorded spend | Offer ended: 10,000 → 0 · Spend: $500 → $0 · Window: 3 months → 0 monthsNo public welcome bonus confirmed. The card is now issued by First Bank & Trust and powered by Imprint; Imprint's rewards terms (effective 9/23/2026) say any welcome bonus is set by a separate offer, and kroger.com's card page could not be loaded to confirm one | Imprint Kroger Family of Companies Rewards Program Terms → |
| 2026-06 | 10,000 | $500 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2024-01 | 10,000 | $500 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Card relaunched via Imprint/First Bank & Trust: $0 FTF, up to 5x/4x/3x Kroger points, Boost Essential and $10 birthday reward; no welcome bonus confirmed (kroger.com page bot-blocked)
Fields: issuer, foreignTransactionFee, earningRates, benefits, currentOffer
Imprint Kroger Family of Companies Rewards Program Terms →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 5xKroger family digital orders (Kroger.com and banner apps)Maximum total including Kroger Rewards and Boost points; point value is set by the Kroger Rewards Program
- 4xKroger family fuel pumpsMaximum total including Kroger Rewards and Boost points
- 3xKroger family stores, non-fuelMaximum total including Kroger Rewards and Boost points
- 2xDining, travel and utilities
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Covers the whole Kroger family: Ralphs, Fred Meyer, King Soopers, Smith's, Fry's, QFC, Harris Teeter, Dillons and more
- ✦Complimentary Boost Essential membership while the card is open and in good standing
- ✦$10 Birthday Reward credited to your Kroger Rewards account each year
- ✦No annual fee and no foreign transaction fee
Why it earns its spot
- +Points stack across in-store, fuel and online Kroger spending
- +Free Boost Essential membership has real value for regular Kroger shoppers
- +No annual fee and no foreign transaction fee
Where it costs you
- −Points post to your Kroger Rewards account, so their value depends on Kroger's own program
- −The old 5% mobile wallet category is gone with the U.S. Bank version
- −No public welcome bonus could be confirmed
The Compound Verdict
U.S. Bank's Kroger card is gone; the program now runs through Imprint with points that land in your Kroger Rewards account. The headline numbers are totals that include Kroger's own loyalty points, so the real value is a free Boost Essential membership plus extra points for a household that already shops the Kroger family. Outside those stores it is an ordinary 1x to 2x card.
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