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American Express
Lowe's Business Amex
Business · No AF

Lowe's Business Rewards American Express

The 5% off Lowe's contractor staple, retired in April 2026.

6.0/10American ExpressbusinessCash Back
View Current OfferBest for: Historical reference for Lowe's pros

Welcome Bonus

None

Discontinued April 2026; replaced by the Synchrony issued MyLowe's Pro Rewards American Express Card

Spend Requirement

None

Annual Fee

$0

2.7% FTF

Credit Score

670+

(Good)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (value)Spending Requirement ($)
$0$38$75$113$150$0$375$750$1,125$1,5002024-012025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 5xLowe's purchases
  • 2xRestaurants, office supply stores and wireless service
  • 1xAll other purchases

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • 5% off at Lowe's applied at checkout through April 8, 2026
  • Amex business tools and employee cards while it lasted
  • Successor card now issued by Synchrony as MyLowe's Pro Rewards

Why it earns its spot

  • +5% off Lowe's was simple and immediate
  • +No annual fee for a business card

Where it costs you

  • Discontinued, Amex and Lowe's ended the partnership
  • Points redemption window closed April 7, 2026
  • Successor card has different terms under Synchrony

The Compound Verdict

For years this was the default card in every contractor's wallet, an automatic 5% off Lowe's with no fee. Amex handed the partnership to Synchrony in April 2026 and this version is done. Pros should evaluate the MyLowe's Pro Rewards replacement on its own merits.

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