Lowe's Business Rewards American Express
The 5% off Lowe's contractor staple, retired in April 2026.
Welcome Bonus
None
Discontinued April 2026; replaced by the Synchrony issued MyLowe's Pro Rewards American Express Card
Spend Requirement
None
Annual Fee
$0
2.7% FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 5xLowe's purchases
- 2xRestaurants, office supply stores and wireless service
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦5% off at Lowe's applied at checkout through April 8, 2026
- ✦Amex business tools and employee cards while it lasted
- ✦Successor card now issued by Synchrony as MyLowe's Pro Rewards
Why it earns its spot
- +5% off Lowe's was simple and immediate
- +No annual fee for a business card
Where it costs you
- −Discontinued, Amex and Lowe's ended the partnership
- −Points redemption window closed April 7, 2026
- −Successor card has different terms under Synchrony
The Compound Verdict
For years this was the default card in every contractor's wallet, an automatic 5% off Lowe's with no fee. Amex handed the partnership to Synchrony in April 2026 and this version is done. Pros should evaluate the MyLowe's Pro Rewards replacement on its own merits.
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