Lowe's Business Rewards American Express
By Alex Compton · Last verified
The 5% off Lowe's contractor staple, retired in April 2026.
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$0
Last recorded · 2.7% FTF
Credit Score
670+
(Good)
Common Questions
Is the Lowe's Business Rewards American Express discontinued?
Yes. Discontinued April 2026; replaced by the Synchrony issued MyLowe's Pro Rewards American Express Card. The 5% off Lowe's contractor staple, retired in April 2026.
What can I use instead of the Lowe's Business Rewards American Express?
The closest open alternatives we track are the Amex Blue Business Plus, The Business Platinum Card from American Express, American Express Business Gold Card. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Lowe's Business Amex is gone, but these cards do a similar job and are still accepting applications.
2x on everything, no fee, full Membership Rewards. Quietly elite.
Platinum lounge access plus a credit stack built for business spend.
4x in your top two business categories, automatically.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $0 | No recorded spend | Offer ended: $100 → $0 · Spend: $1,000 → $0 · Window: 3 → 0 monthsProgram ended, accounts replaced | Archive record · no attached snapshot |
| 2024-01 | $100 | $1,000 in 3 mo | Earliest record$100 statement credit era offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Historical record · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 5xLowe's purchasesApplied as a 5% discount, historical
- 2xRestaurants, office supply stores and wireless service
- 1xAll other purchases
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦5% off at Lowe's applied at checkout through April 8, 2026
- ✦Amex business tools and employee cards while it lasted
- ✦Successor card now issued by Synchrony as MyLowe's Pro Rewards
Why it earns its spot
- +5% off Lowe's was simple and immediate
- +No annual fee for a business card
Where it costs you
- −Discontinued, Amex and Lowe's ended the partnership
- −Points redemption window closed April 7, 2026
- −Successor card has different terms under Synchrony
The Compound Verdict
For years this was the default card in every contractor's wallet, an automatic 5% off Lowe's with no fee. Amex handed the partnership to Synchrony in April 2026 and this version is done. Pros should evaluate the MyLowe's Pro Rewards replacement on its own merits.
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