Lowe's Business Rewards American Express
By Alex Compton · Last verified
The 5% off Lowe's contractor staple, retired in April 2026.
Welcome Bonus
None
Discontinued April 2026; replaced by the Synchrony issued MyLowe's Pro Rewards American Express Card
Spend Requirement
None
Annual Fee
$0
2.7% FTF
Credit Score
670+
(Good)
Common Questions
Is the Lowe's Business Rewards American Express discontinued?
Yes. Discontinued April 2026; replaced by the Synchrony issued MyLowe's Pro Rewards American Express Card. The 5% off Lowe's contractor staple, retired in April 2026.
What can I use instead of the Lowe's Business Rewards American Express?
The closest open alternatives we track are the Chase Ink Business Preferred, Chase Ink Business Unlimited, Capital One Venture X Business. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Lowe's Business Amex is gone, but these cards do a similar job and are still accepting applications.
The biggest routine sign-up bonus in the business. Period.
$750 for free, every so often. The churnable workhorse.
The Venture X formula scaled up for serious business spend.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 5xLowe's purchases
- 2xRestaurants, office supply stores and wireless service
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦5% off at Lowe's applied at checkout through April 8, 2026
- ✦Amex business tools and employee cards while it lasted
- ✦Successor card now issued by Synchrony as MyLowe's Pro Rewards
Why it earns its spot
- +5% off Lowe's was simple and immediate
- +No annual fee for a business card
Where it costs you
- −Discontinued, Amex and Lowe's ended the partnership
- −Points redemption window closed April 7, 2026
- −Successor card has different terms under Synchrony
The Compound Verdict
For years this was the default card in every contractor's wallet, an automatic 5% off Lowe's with no fee. Amex handed the partnership to Synchrony in April 2026 and this version is done. Pros should evaluate the MyLowe's Pro Rewards replacement on its own merits.
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