MastercardMilestone Mastercard
The Indigo's twin, with the same heavy fees under a different name.
Welcome Bonus
None
No welcome bonus; fee structure assigned at approval
Spend Requirement
None
Annual Fee
$175
1% FTF
Credit Score
Poor
(designed for damaged credit)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 0xNo rewards: this card exists only to report payment history
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦No security deposit required
- ✦Pre-qualification with a soft pull only
- ✦Reports to all three credit bureaus
Why it earns its spot
- +Soft-pull pre-qualification
- +Unsecured approval with deep subprime credit
Where it costs you
- −Up to $175 the first year, then $49 a year plus a monthly fee of $12.50 on common offers
- −Total year-two cost can reach $199 on a $700 line
- −No rewards and roughly 35.9% APR
The Compound Verdict
Milestone and Indigo are the same Concora-serviced product wearing different logos, and the math fails the same way: year-two fees can hit $199 for a card that pays you nothing. Two years of fees here exceed the refundable deposit on most secured cards. Take the deposit route if you possibly can.
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