VisaNavy Federal Visa Signature Flagship Rewards
Military-grade travel rewards with a $49 fee and a free year of Amazon Prime.
Welcome Bonus
35,000
≈$350 value
Spend Requirement
$3,500
in 3 months
Annual Fee
$49
No FTF
Credit Score
700+
(Good-Excellent)
Current offer note: 35,000 points plus a free year of Amazon Prime, offer runs through 6/30/2026
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xTravel (airfare, hotels, cruises, rideshare and more)
- 2xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Free Amazon Prime membership for a year with the current offer
- ✦Global Entry or TSA PreCheck credit (up to $120 every 4 years)
- ✦Visa Signature concierge and travel protections
- ✦No foreign transaction fees
- ✦Navy Federal's famously high credit limits
Why it earns its spot
- +2x floor on everything beats most $49 cards
- +Low APR range and no FTF, rare for a travel card
- +Amazon Prime perk alone covers the fee in year one
Where it costs you
- −Membership limited to military, veterans, DoD and family
- −Points are fixed value, no transfer partners
- −3x travel trails premium cards once you count their credits
The Compound Verdict
The best travel card you can get inside the Navy Federal ecosystem. Points are simple fixed value, so think of it as roughly 3% on travel and 2% everywhere for $49. If you qualify for membership, the bonus plus Prime makes year one a layup.
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