Chase Sapphire Preferred
By Alex Compton · Last verified
The best first travel card in the game. Full transfer partner access for $95.
Welcome Bonus
75,000
≈$1,538 value
Spend Requirement
$5,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 100k before; the current 75k is right at its typical 75k. Elevated offers have appeared 1 time in the last two years of our data, so if you can wait, history is on your side.
Current offer
75k
All-time high
100k
Typical offer
75k
In place since
September 2025
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 5xChase Travel purchases
- 3xDining, online groceries, select streaming
- 2xAll other travel
- 1xAll other purchases
Credits ($50/yr stated)
- Hotel credit$50
Chase Travel hotel bookings
Benefits
- ✦1:1 transfers to Hyatt, United, Southwest and more
- ✦10% anniversary points boost on total spend
- ✦Primary rental car insurance
- ✦Trip delay, cancellation and baggage insurance
- ✦Complimentary DashPass
- ✦No foreign transaction fees
Why it earns its spot
- +Unbeatable value at $95
- +Same transfer partners as the $795 Reserve
- +Strong travel protections for the fee tier
- +Historically spikes to 100k bonuses, chart it
Where it costs you
- −Portal earn is 5x vs the Reserve's 8x
- −No lounge access
- −Subject to Chase 5/24
The Compound Verdict
If you are starting your points journey, start here. Wait for a 75k+ offer (they cycle reliably), pair it with a Freedom Flex and Freedom Unlimited, and you have the strongest $95 setup in the hobby.
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