Chase Sapphire Preferred
The best first travel card in the game. Full transfer partner access for $95.
Welcome Bonus
75,000
≈$1,538 value
Spend Requirement
$5,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 5xChase Travel purchases
- 3xDining, online groceries, select streaming
- 2xAll other travel
- 1xAll other purchases
Credits ($50/yr stated)
- Hotel credit$50
Chase Travel hotel bookings
Benefits
- ✦1:1 transfers to Hyatt, United, Southwest and more
- ✦10% anniversary points boost on total spend
- ✦Primary rental car insurance
- ✦Trip delay, cancellation and baggage insurance
- ✦Complimentary DashPass
- ✦No foreign transaction fees
Why it earns its spot
- +Unbeatable value at $95
- +Same transfer partners as the $795 Reserve
- +Strong travel protections for the fee tier
- +Historically spikes to 100k bonuses, chart it
Where it costs you
- −Portal earn is 5x vs the Reserve's 8x
- −No lounge access
- −Subject to Chase 5/24
The Compound Verdict
If you are starting your points journey, start here. Wait for a 75k+ offer (they cycle reliably), pair it with a Freedom Flex and Freedom Unlimited, and you have the strongest $95 setup in the hobby.
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