MastercardNorwegian Cruise Line World Mastercard
A free card that chips away at your next Norwegian fare.
Welcome Bonus
20,000
≈$200 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: Worth $200 off a Norwegian cruise or as onboard credit
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xNorwegian Cruise Line purchases
- 2xEligible air and hotel purchases
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Redeem WorldPoints for cruise discounts, onboard credit, stateroom upgrades and more
- ✦No annual fee and no foreign transaction fees
Why it earns its spot
- +3x on cruise spend plus 2x on flights to the port is decent coverage
- +Costs nothing to keep between sailings
Where it costs you
- −WorldPoints are worth about a penny and only inside the NCL orbit
- −No status, priority or onboard perks at all
The Compound Verdict
This is a discount mechanism, not a travel card. NCL regulars who put the cruise, the flights and the bar tab on it will claw back a couple hundred dollars per sailing cycle, and the welcome bonus is a clean $200. The total absence of onboard perks keeps it firmly mid-pack among cruise cobrands.
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