One Key Card
By Alex Compton · Last verified
Expedia store credit for people who already book everything on Expedia.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $250 | $1,000 in 3 mo | Bonus decreased: $300 → $250 | Archive record · no attached snapshot |
| 2025-10 | $300 | $1,000 in 3 mo | Bonus decreased: $400 → $300$300 OneKeyCash | Archive record · no attached snapshot |
| 2024-07 | $400 | $1,000 in 3 mo | Earliest record$400 OneKeyCash launch offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 3xExpedia, Hotels.com and Vrbo bookings
- 3xGas stations, grocery stores and dining
- 1.5xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Instant Silver tier in the One Key program
- ✦OneKeyCash never needs a minimum to redeem
- ✦No foreign transaction fees
Why it earns its spot
- +3% on gas, grocery and dining is strong for a no fee card
- +1.5% floor everywhere else
Where it costs you
- −OneKeyCash only spends inside Expedia, Hotels.com and Vrbo
- −Expedia has paused One Key's international rollout and trimmed Vrbo earning, so the program's direction is shaky
The Compound Verdict
The earn rates read like a solid cash back card, but the payout is store credit for one travel agency. That is fine if Expedia is genuinely your booking home, and shaky given how much Expedia has already walked back the One Key program since launch. The welcome offer has also drifted down from $400 to $250, which tells you something about its priority.
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