PNC Cash Rewards Visa
By Alex Compton · Last verified
4% at the pump is the highest uncapped-rate gas headline at any major bank.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $200 | $1,000 in 3 mo | Bonus increased: $100 → $200$200 statement credit | Archive record · no attached snapshot |
| 2023-06 | $100 | $1,000 in 3 mo | Earliest record$100 bonus era | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 4xGas stations
- 3xDining at restaurants
- 2xGrocery stores
- 1xEverything elseBonus categories share an $8,000 combined annual cap
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Rewards never expire while the account is open
- ✦Redeem from $25 in the PNC app
Why it earns its spot
- +4% gas beats every dedicated gas card from a big bank
- +3% dining and 2% grocery round out a real daily driver
- +Easy $200 bonus for $1,000 spend
Where it costs you
- −$8,000 combined annual cap on the bonus categories
- −3% foreign transaction fee
- −1% floor outside the categories
The Compound Verdict
Commuters should not sleep on this one. 4% on gas with a $200 bonus and no fee is a category-killer until you hit the $8,000 cap, then it turns into a 1% card and you reach for something else.
Rate this card
Be the first to rate it
Commentson PNC Cash Rewards
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.