Credit Compound

PNC Bank

Pittsburgh-based super-regional that went coast to coast after absorbing BBVA USA. The card lineup is small but has two standouts: the 4% gas Cash Rewards and a flat 2% Cash Unlimited with cell phone protection.

Application Rules

  • ▸Online applications for some cards effectively require an existing PNC relationship; non-customers can apply in a branch
  • ▸Branch footprint covers roughly half the country after the BBVA expansion, strongest in the East and Midwest
  • ▸No published velocity rules; standard prime underwriting

Tracked PNC Bank Cards