PNC Bank
Pittsburgh-based super-regional that went coast to coast after absorbing BBVA USA. The card lineup is small but has two standouts: the 4% gas Cash Rewards and a flat 2% Cash Unlimited with cell phone protection.
Application Rules
- ▸Online applications for some cards effectively require an existing PNC relationship; non-customers can apply in a branch
- ▸Branch footprint covers roughly half the country after the BBVA expansion, strongest in the East and Midwest
- ▸No published velocity rules; standard prime underwriting
Tracked PNC Bank Cards
VisaPNC Cash Rewards
Personal · No AF
PNC Cash Rewards VisaPNC Bank
4% at the pump is the highest uncapped-rate gas headline at any major bank.
$200 bonus (≈$200)AF: $0Rating: 7.8/10
VisaPNC Cash Unlimited
Personal · No AF
PNC's answer to the 2% club, with $800 cell phone protection included.
Special bonusAF: $0Rating: 7.0/10