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Mastercard
Sam's Club MC
Personal · No AF

Sam's Club Mastercard

5% on gas anywhere is still one of the best pump rates in the country.

7.4/10Synchrony BankpersonalSam's Cash
View Current OfferBest for: Gas spend for Sam's Club members

Welcome Bonus

$30

≈$30 value

Spend Requirement

$30

in 1 months

Annual Fee

$0

No FTF

Credit Score

690+

(Good)

Current offer note: $30 statement credit after $30 at Sam's Club in 30 days

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (value)Spending Requirement ($)
$0$10$20$30$40$0$10$20$30$402025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 5xGas anywhere (first $6,000 per year, then 1%)
  • 3xDining and takeout
  • 3xSam's Club purchases (Plus members, Club members earn 1%)
  • 1xEverything else

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • Doubles as your Sam's Club membership card
  • No card fee on top of the club membership
  • Sam's Cash redeemable in club, online or as statement credit
  • No foreign transaction fees

Why it earns its spot

  • +5% on gas at any station, not just Sam's pumps
  • +3% dining makes it more than a warehouse card

Where it costs you

  • Requires an active Sam's Club membership ($50 to $110 per year)
  • Club purchases only earn 3% with the pricier Plus membership
  • Rewards capped at $5,000 Sam's Cash per year

The Compound Verdict

The gas rate is the whole story: 5% at any pump beats nearly every dedicated gas card. If you already pay for a Plus membership the in-club 3% stacks nicely. Casual Club-tier members should value it as a gas and dining card and nothing more.

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