Sam's Club Mastercard
By Alex Compton · Last verified
5% on gas anywhere is still one of the best pump rates in the country.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
690+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $30 | $30 in 1 mo | Terms reconfirmed$30 statement credit after $30 at Sam's Club in 30 days | Archive record · no attached snapshot |
| 2024-06 | $30 | $30 in 1 mo | Earliest record$30 statement credit promo | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 5xGas anywhere (first $6,000 per year, then 1%)
- 3xDining and takeout
- 3xSam's Club purchases (Plus members, Club members earn 1%)
- 1xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Doubles as your Sam's Club membership card
- ✦No card fee on top of the club membership
- ✦Sam's Cash redeemable in club, online or as statement credit
- ✦No foreign transaction fees
Why it earns its spot
- +5% on gas at any station, not just Sam's pumps
- +3% dining makes it more than a warehouse card
Where it costs you
- −Requires an active Sam's Club membership ($50 to $110 per year)
- −Club purchases only earn 3% with the pricier Plus membership
- −Rewards capped at $5,000 Sam's Cash per year
The Compound Verdict
The gas rate is the whole story: 5% at any pump beats nearly every dedicated gas card. If you already pay for a Plus membership the in-club 3% stacks nicely. Casual Club-tier members should value it as a gas and dining card and nothing more.
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