Sam's Club Mastercard
5% on gas anywhere is still one of the best pump rates in the country.
Welcome Bonus
$30
≈$30 value
Spend Requirement
$30
in 1 months
Annual Fee
$0
No FTF
Credit Score
690+
(Good)
Current offer note: $30 statement credit after $30 at Sam's Club in 30 days
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 5xGas anywhere (first $6,000 per year, then 1%)
- 3xDining and takeout
- 3xSam's Club purchases (Plus members, Club members earn 1%)
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Doubles as your Sam's Club membership card
- ✦No card fee on top of the club membership
- ✦Sam's Cash redeemable in club, online or as statement credit
- ✦No foreign transaction fees
Why it earns its spot
- +5% on gas at any station, not just Sam's pumps
- +3% dining makes it more than a warehouse card
Where it costs you
- −Requires an active Sam's Club membership ($50 to $110 per year)
- −Club purchases only earn 3% with the pricier Plus membership
- −Rewards capped at $5,000 Sam's Cash per year
The Compound Verdict
The gas rate is the whole story: 5% at any pump beats nearly every dedicated gas card. If you already pay for a Plus membership the in-club 3% stacks nicely. Casual Club-tier members should value it as a gas and dining card and nothing more.
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