Sam's Club Mastercard
By Alex Compton · Last verified
5% on gas anywhere is still one of the best pump rates in the country.
Welcome Bonus
$30
≈$30 value
Spend Requirement
$30
in 1 month
Annual Fee
$0
No FTF
Credit Score
690+
(Good)
Current offer note: $30 statement credit after $30 in eligible Sam's Club purchases within 30 days of account opening
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | $30 | $30 in 1 mo | Terms reconfirmed$30 statement credit after $30 in eligible Sam's Club purchases within 30 days of account opening | Sam's Club credit card page → |
| 2026-06 | $30 | $30 in 1 mo | Terms reconfirmed$30 statement credit after $30 at Sam's Club in 30 days | Archive record · no attached snapshot |
| 2024-06 | $30 | $30 in 1 mo | Earliest record$30 statement credit promo | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- confirmed
$30 credit after $30 in 30 days; 5% gas on first $6,000, 3% dining, 3%/1% Sam's Club, $5,000 annual cap, no annual fee confirmed
Sam's Club credit card page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
Embed this chart on your site (free, with attribution)
Bloggers and journalists: paste this snippet to embed the live, auto-updating bonus history chart. Attribution to Credit Compound is included in the widget.
Earning Rates
- 5xGas anywhere (first $6,000 per year, then 1%)
- 3xDining and takeout
- 3xSam's Club purchases (Plus members, Club members earn 1%)
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Doubles as your Sam's Club membership card
- ✦No card fee on top of the club membership
- ✦Sam's Cash redeemable in club, online or as statement credit
- ✦No foreign transaction fees
Why it earns its spot
- +5% on gas at any station, not just Sam's pumps
- +3% dining makes it more than a warehouse card
Where it costs you
- −Requires an active Sam's Club membership ($50 to $110 per year)
- −Club purchases only earn 3% with the pricier Plus membership
- −Rewards capped at $5,000 Sam's Cash per year
The Compound Verdict
The gas rate is the whole story: 5% at any pump beats nearly every dedicated gas card. If you already pay for a Plus membership the in-club 3% stacks nicely. Casual Club-tier members should value it as a gas and dining card and nothing more.
Rate this card
Be the first to rate it
Commentson Sam's Club MC
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.