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Sun Country Airlines Visa Signature Card card art

Sun Country Airlines Visa Signature Card

By Alex Compton · Last verified

Minnesota's hometown airline card, rebooted under Synchrony.

★ 6.3/10Synchrony BankpersonalSun Country Rewards Points
View Current OfferBest for: MSP-based leisure flyers who check bags

Welcome Bonus

25,000

≈$250 value

Spend Requirement

$1,000

in 3 months

Annual Fee

$89

No FTF

Credit Score

670+

(Good)

Current offer note: Worth about $250 toward Sun Country travel

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
010,00020,00030,00040,000$0$375$750$1,125$1,5002025-012026-012027-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2026-0625,000$1,000 in 3 moTerms reconfirmedArchive record · no attached snapshot
2025-0125,000$1,000 in 3 moEarliest recordLaunch offer for the new Synchrony cardArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger
  1. confirmed

    25,000-point/$1,000 standard welcome offer unchanged

    Sun Country Visa Signature application page →
  2. unavailable

    Product page renders blank headlessly and the Synchrony benefits page lists no public welcome offer, so the 25,000-point offer could not be confirmed; perks and no foreign fee were consistent.

    Sun Country Visa page (blank JS render); Synchrony benefits page shows no welcome offer →
  3. unavailable

    Page renders an empty shell headlessly; welcome offer not substantiated (Synchrony agreement on CFPB covers fees only); record left unchanged

    Sun Country Visa page →

Source checked 2026-10-19 · spot an outdated offer? Report a correction above.

Earning Rates

  • 3xSun Country purchasesPlus 2 extra points per $1 when you fly, up to 5x total
  • 2xGas stations and grocery stores
  • 1xEverything else

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • ✦50% off your first checked bag
  • ✦50% off Best and Standard seat selection bought pre-flight
  • ✦Free premium drink in flight and 25% off other onboard food and beverage
  • ✦10,000 anniversary points after $10,000 spend in a card year

Why it earns its spot

  • +Bag and seat discounts hit the exact fees an ultra-low-cost flyer pays
  • +25,000-point bonus comfortably beats the $89 fee in year one

Where it costs you

  • −Points only matter on one Minneapolis-centric airline
  • −$89 fee is steep for a ULCC cobrand
  • −Anniversary bonus needs $10,000 of spend

The Compound Verdict

Sun Country ended its FNBO partnership and relaunched this card with Synchrony, and the new version is built around fee avoidance rather than aspirational travel. If you fly Sun Country out of MSP a few times a year the bag and seat discounts do real work. Anyone outside the route map can skip it without a second thought.

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