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Visa
Sun Country Visa
Personal · $89 AF

Sun Country Airlines Visa Signature Card

Minnesota's hometown airline card, rebooted under Synchrony.

6.3/10Synchrony BankpersonalSun Country Rewards Points
View Current OfferBest for: MSP-based leisure flyers who check bags

Welcome Bonus

25,000

≈$250 value

Spend Requirement

$1,000

in 3 months

Annual Fee

$89

No FTF

Credit Score

670+

(Good)

Current offer note: Worth about $250 toward Sun Country travel

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
010,00020,00030,00040,000$0$375$750$1,125$1,5002025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 3xSun Country purchases
  • 2xGas stations and grocery stores
  • 1xEverything else

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • 50% off your first checked bag
  • 50% off Best and Standard seat selection bought pre-flight
  • Free premium drink in flight and 25% off other onboard food and beverage
  • 10,000 anniversary points after $10,000 spend in a card year

Why it earns its spot

  • +Bag and seat discounts hit the exact fees an ultra-low-cost flyer pays
  • +25,000-point bonus comfortably beats the $89 fee in year one

Where it costs you

  • Points only matter on one Minneapolis-centric airline
  • $89 fee is steep for a ULCC cobrand
  • Anniversary bonus needs $10,000 of spend

The Compound Verdict

Sun Country ended its FNBO partnership and relaunched this card with Synchrony, and the new version is built around fee avoidance rather than aspirational travel. If you fly Sun Country out of MSP a few times a year the bag and seat discounts do real work. Anyone outside the route map can skip it without a second thought.

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