Synchrony Premier World Mastercard
By Alex Compton · Last verified
Synchrony's house 2% card, the landing pad for converted eBay Mastercard holders.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
720+
(Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $0 | No recorded spend | Terms reconfirmedNo welcome offer | Archive record · no attached snapshot |
| 2022-06 | $0 | No recorded spend | Earliest recordLaunched with no welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 2xAll purchasesUnlimited, redeemed automatically as statement credit
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Cash back applies automatically as a statement credit, no redemption step at all
- ✦World Mastercard perks: $5 monthly Lyft credit with usage and a 3-month DashPass trial
- ✦Where Synchrony moved eBay Mastercard accounts when that cobrand ended in March 2026
Why it earns its spot
- +Flat 2% with zero redemption friction
- +No annual fee
- +Converted eBay holders landed on a better everyday card than they left
Where it costs you
- −No welcome bonus and no intro APR
- −3% foreign transaction fee
- −Synchrony wants excellent credit and offers thin perks beyond the rate
The Compound Verdict
A genuinely competitive flat 2% card hiding inside a store-card bank. The automatic statement credit redemption is the cleanest in the category, you literally do nothing. No bonus means there is no reason to rush, but as a conversion destination or a forgettable workhorse it does the job.
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