United Gateway Card
By Alex Compton · Last verified
United miles with no annual fee and no FTF.
Welcome Bonus
20,000
≈$240 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 30k before; the current 20k is right at its typical 20k. Elevated offers have been rare lately, so waiting is a gamble.
Current offer
20k
All-time high
30k
Typical offer
20k
In place since
June 2026
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 2xUnited purchases
- 2xGas stations and local transit
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦25% back on United in-flight purchases
- ✦Expanded saver award availability on United
- ✦No foreign transaction fees
Why it earns its spot
- +Keeps MileagePlus miles alive at no cost
- +2x gas and transit on a free card
Where it costs you
- −No free checked bag
- −Counts against Chase 5/24
The Compound Verdict
A keeper card, not a flagship. Most people earn the bonus on a United Explorer, then downgrade here after year one to hold the miles for free.
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