United Gateway Card
By Alex Compton · Last verified
United miles with no annual fee and no FTF.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 20,000 | $1,000 in 3 mo | Bonus decreased: 30,000 → 20,000 | Archive record · no attached snapshot |
| 2024-05 | 30,000 | $1,000 in 3 mo | Bonus increased: 20,000 → 30,000Elevated offer | Archive record · no attached snapshot |
| 2021-01 | 20,000 | $1,000 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-09 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 2xUnited purchases
- 2xGas stations and local transit
- 1xAll other purchases
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦25% back on United in-flight purchases
- ✦Expanded saver award availability on United
- ✦No foreign transaction fees
Why it earns its spot
- +Keeps MileagePlus miles alive at no cost
- +2x gas and transit on a free card
Where it costs you
- −No free checked bag
- −Counts against Chase 5/24
The Compound Verdict
A keeper card, not a flagship. Most people earn the bonus on a United Explorer, then downgrade here after year one to hold the miles for free.
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