United Quest Card
By Alex Compton · Last verified
The middle child of the United lineup, with enough credits to cover the fee for regular flyers.
Welcome Bonus
90,000
≈$1,080 value
Spend Requirement
$4,000
in 3 months
Annual Fee
$350
No FTF
Credit Score
700+
(Good-Excellent)
Current offer note: Limited-time public offer: 80,000 miles after $4,000 in 3 months plus 10,000 miles for adding an authorized user in 3 months (up to 90,000), and 500 PQP after first purchase
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Strong offerThe current 90k beats this card's typical offer of 85k. The all-time high is 100k, so a bigger number has appeared before, but you are getting an above-average deal today.
Current offer
90k
All-time high
100k
Typical offer
85k
In place since
January 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 90,000 | $4,000 in 3 mo | Terms reconfirmedLimited-time public offer: 80,000 miles after $4,000 in 3 months plus 10,000 miles for adding an authorized user in 3 months (up to 90,000), and 500 PQP after first purchase | Chase United Quest Card product page → |
| 2026-01 | 90,000 | $4,000 in 3 mo | Bonus decreased: 100,000 → 90,000 · Spend: $5,000 → $4,000 | Archive record · no attached snapshot |
| 2025-05 | 100,000 | $5,000 in 3 mo | Bonus increased: 60,000 → 100,000 · Spend: $4,000 → $5,000Refresh era: $350 AF, new credit stack | Archive record · no attached snapshot |
| 2023-10 | 60,000 | $4,000 in 3 mo | Bonus decreased: 70,000 → 60,000 | Archive record · no attached snapshot |
| 2022-08 | 70,000 | $4,000 in 3 mo | Bonus decreased: 80,000 → 70,000 · Spend: $5,000 → $4,000 | Archive record · no attached snapshot |
| 2021-04 | 80,000 | $5,000 in 3 mo | Earliest recordLaunch offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Offer confirmed at up to 90k (80k after $4k/3mo + 10k AU); earn rates, credit stack and apply URL updated
Fields: earningRates, credits, benefits, applyUrl
Chase United Quest Card product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 4xUnited purchases10x total on eligible United flights with the 6x MileagePlus member earn
- 5xPrepaid Renowned Hotels and Resorts stays
- 2xAll other travel
- 2xDining, including eligible delivery
- 2xSelect streaming services
- 1xAll other purchases
Credits ($860/yr stated)
- United travel credit$200
United TravelBank cash after account opening and each anniversary
- Renowned Hotels and Resorts credit$150
Prepaid stays booked through Renowned Hotels and Resorts
- Rideshare credit$100
Up to $8 a month Jan to Nov and $12 in Dec, yearly opt-in required
- Avis or Budget credit$80
$40 TravelBank cash on each of two rentals booked through United
- Instacart credit$180
$15 a month; ends 12/31/2027
- JSX credit$150
Flights booked directly with JSX
Benefits
- ✦Free first and second checked bags for you and a companion
- ✦10,000-mile award flight discount each anniversary, plus another after $20,000 of spend each calendar year
- ✦Group 2 priority boarding
- ✦1,000 bonus PQP each year, plus 1 PQP per $20 spent (up to 18,000 PQP)
- ✦2 global Economy Plus seat upgrades after $40,000 of spend each calendar year
Why it earns its spot
- +Credits can more than cover the $350 fee for United regulars
- +Two free checked bags is a step above the Explorer
- +Current public offer reaches 90,000 miles with an authorized user
Where it costs you
- −Credits require United-specific spend to unlock the value
- −United miles are mid-tier in value
- −Subject to Chase 5/24
The Compound Verdict
This is the sweet spot of the United lineup if you fly United several times a year but do not need a lounge. Use the travel credit and one checked-bag trip and the fee is already repaid. Casual United flyers should stay with the Explorer.
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