United Quest Card
By Alex Compton · Last verified
The middle child of the United lineup, with enough credits to cover the fee for regular flyers.
Welcome Bonus
90,000
≈$1,080 value
Spend Requirement
$4,000
in 3 months
Annual Fee
$350
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Strong offerThe current 90k beats this card's typical offer of 80k. The all-time high is 100k, so a bigger number has appeared before, but you are getting an above-average deal today.
Current offer
90k
All-time high
100k
Typical offer
80k
In place since
January 2026
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 3xUnited purchases
- 2xDining and select streaming
- 2xAll other travel
- 1xAll other purchases
Credits ($450/yr stated)
- United travel credit$200
United purchase statement credits
- Renowned Hotels and Resorts credit$150
Booked through United Hotels
- Rideshare credit$100
Monthly statement credits, enrollment required
Benefits
- ✦Free first and second checked bags for you and a companion
- ✦Anniversary award flight discount of up to 10,000 miles per year
- ✦Premier qualifying points boost from card spend
- ✦25% back on United inflight purchases
- ✦Expanded saver award availability
Why it earns its spot
- +Credits can more than cover the $350 fee for United regulars
- +Two free checked bags is a step above the Explorer
- +Strong recurring bonuses in the 80k to 100k range
Where it costs you
- −Credits require United-specific spend to unlock the value
- −United miles are mid-tier in value
- −Subject to Chase 5/24
The Compound Verdict
This is the sweet spot of the United lineup if you fly United several times a year but do not need a lounge. Use the travel credit and one checked-bag trip and the fee is already repaid. Casual United flyers should stay with the Explorer.
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