VisaU.S. Bank Altitude Reserve Visa Infinite
The mobile wallet legend, now closed and clipped.
Welcome Bonus
None
Closed to new applicants since November 2024
Spend Requirement
None
Annual Fee
$400
No FTF
Credit Score
740+
(Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xMobile wallet purchases
- 3xTravel booked through the US Bank travel center
- 1xEverything else
Credits ($325/yr stated)
- Travel credit$325
Restricted to US Bank Travel Center purchases since December 2025, previously covered all travel and dining
Benefits
- ✦Existing cardholders can keep and renew the card
- ✦Priority Pass Select with limited visits
- ✦TSA PreCheck or Global Entry credit
Why it earns its spot
- +Effective 4.5% on mobile wallet spend toward travel made it legendary
- +Existing holders still net positive value against the $400 fee
Where it costs you
- −Closed to new applications since November 2024
- −December 2025 changes capped mobile wallet earning and gutted the travel credit
- −Travel center redemptions dropped from 1.5 to 1 cent per point
The Compound Verdict
For nearly a decade this was the highest earning card in America for anyone who paid by phone. U.S. Bank closed it to new applicants in November 2024 and then nerfed it hard in December 2025: mobile wallet earning capped, the $325 credit restricted to the bank's portal, and redemption values cut. Existing holders should run the math on keeping it each renewal.
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