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U.S. Bank Altitude Reserve Visa Infinite card art

U.S. Bank Altitude Reserve Visa Infinite

By Alex Compton · Last verified

The mobile wallet legend, now closed and clipped.

6.0/10U.S. BankpersonalUS Bank Points
DiscontinuedBest for: Grandfathered cardholders only

Welcome Bonus

None recorded

Last recorded offer

Spend Requirement

None recorded

Last recorded requirement

Annual Fee

$400

Last recorded · No FTF

Credit Score

740+

(Excellent)

Common Questions

Is the U.S. Bank Altitude Reserve Visa Infinite discontinued?

Yes. Closed to new applicants since November 2024. The mobile wallet legend, now closed and clipped.

What can I use instead of the U.S. Bank Altitude Reserve Visa Infinite?

The closest open alternatives we track are the US Bank Altitude Connect, Korean Air SKYPASS Visa Signature, Chase Sapphire Reserve. Each links to our full review with its current offer and complete breakdown.

Open Alternatives

The Altitude Reserve is gone, but these cards do a similar job and are still accepting applications.

US Bank Altitude Connect card art

4x on travel and gas with no annual fee.

Terms under review AF: Under reviewRating: 7.6/10
Full ReviewOffer Under Review
Korean Air SKYPASS Visa Signature card art

The quiet workhorse for one of the best mileage charts left in SkyTeam.

Terms under review AF: Under reviewRating: 7.0/10
Full ReviewOffer Under Review
Chase Sapphire Reserve card art

The flagship premium travel card, rebuilt in 2025 with a credit stack that can out-earn its fee.

100,000 pts bonus (≈$2,050)AF: $795Rating: 9.2/10

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
018,75037,50056,25075,000$0$1,875$3,750$5,625$7,5002018-012019-012020-012021-012022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2026-060No recorded spendOffer ended: 50,000 → 0 · Spend: $4,500 → $0 · Window: 3 → 0 monthsClosed to new applicants since November 2024Archive record · no attached snapshot
2024-1050,000$4,500 in 3 moTerms reconfirmedFinal offer before applications closedArchive record · no attached snapshot
2017-0550,000$4,500 in 3 moEarliest recordLaunch offer, worth $750 toward travelArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger

Event-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.

Historical record · spot an outdated offer? Report a correction above.

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Last Recorded Earning Rates

These terms are historical context and are not presented as current.

  • 3xMobile wallet purchasesCapped at $5,000 per billing cycle since December 2025, then 1x
  • 3xTravel booked through the US Bank travel center
  • 1xEverything else

Last Recorded Credits

  • Travel credit$325

    Restricted to US Bank Travel Center purchases since December 2025, previously covered all travel and dining

Last Recorded Benefits

Confirm availability and enrollment requirements with the issuer.

  • Existing cardholders can keep and renew the card
  • Priority Pass Select with limited visits
  • TSA PreCheck or Global Entry credit

Why it earns its spot

  • +Effective 4.5% on mobile wallet spend toward travel made it legendary
  • +Existing holders still net positive value against the $400 fee

Where it costs you

  • Closed to new applications since November 2024
  • December 2025 changes capped mobile wallet earning and gutted the travel credit
  • Travel center redemptions dropped from 1.5 to 1 cent per point

The Compound Verdict

For nearly a decade this was the highest earning card in America for anyone who paid by phone. U.S. Bank closed it to new applicants in November 2024 and then nerfed it hard in December 2025: mobile wallet earning capped, the $325 credit restricted to the bank's portal, and redemption values cut. Existing holders should run the math on keeping it each renewal.

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