U.S. Bank Business Leverage Visa Signature
By Alex Compton · Last verified
It watches your spending and bonuses your top two categories automatically.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 75,000 | $7,500 in 4 mo | Bonus increased: 60,000 → 75,000 · Spend: $6,000 → $7,500Up to $750 in rewards | Archive record · no attached snapshot |
| 2023-01 | 60,000 | $6,000 in 4 mo | Earliest record$600 offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 5xPrepaid hotels and car rentals booked in the US Bank travel center
- 2xYour top two spend categories each month, assigned automaticallyNearly 50 eligible categories including wholesale clubs, gas and hotels
- 1xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦No category enrollment, the card adapts monthly on its own
- ✦Free employee cards
- ✦No foreign transaction fee
Why it earns its spot
- +Automatic 2x categories require zero management
- +First year fee waived with a solid $750 bonus
Where it costs you
- −2x top categories is what flat rate cards give on everything
- −$95 fee from year two is hard to justify against free 2% cards
The Compound Verdict
The auto adjusting categories are a clever answer to a question most businesses solved with a flat 2% card. It earns well only if your spend concentrates in two categories and you value not thinking about it. Grab the bonus in the free first year, then reassess honestly.
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