Credit Compound
Visa
Club Carlson
Personal · $75 AF

Club Carlson Premier Rewards Visa Signature

Every award stay's last night free, until the 2015 massacre.

8.8/10U.S. BankpersonalGold Points
View Current OfferBest for: The greatest hotel card nerf story ever told

Welcome Bonus

None

Discontinued

Spend Requirement

None

Annual Fee

$75

3% FTF

Credit Score

700+

(Good-Excellent)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
025,00050,00075,000100,000$0$1,000$2,000$3,000$4,0002013-012015-012017-012019-012021-012023-012025-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 10xRadisson and Carlson family hotels
  • 5xEverything else

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • Last night free on every award redemption of 2 or more nights, the defining perk until June 2015
  • 40,000 anniversary points each renewal
  • Automatic Gold elite status

Why it earns its spot

  • +Two-night award stays were effectively half price
  • +5x everywhere plus the anniversary dump made points trivial to amass

Where it costs you

  • The program nerfed its own reason to exist in 2015
  • Radisson Americas itself dissolved into Choice Privileges by 2023

The Compound Verdict

The Club Carlson Premier's last-night-free benefit cut every two-night award stay to half price and stacked on longer ones, which combined with 5x everywhere earning made it one of the most exploitable hotel cards ever issued. The benefit died in the infamous June 2015 nerf, the program rebranded to Radisson Rewards, and US Bank finally converted remaining cards to the Altitude Go in May 2022 before Radisson Americas vanished into Choice. A complete dynasty-to-dust arc.

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