U.S. Bank Shopper Cash Rewards Visa Signature
By Alex Compton · Last verified
6% at the two retailers you actually shop at, including Amazon and Walmart.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $250 | $2,000 in 4 mo | Terms reconfirmed$250 cash bonus | Archive record · no attached snapshot |
| 2024-06 | $250 | $2,000 in 4 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2022-09 | $250 | $2,000 in 4 mo | Earliest recordLaunch offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 6xTwo retailers you choose from a list of 24First $1,500 in combined purchases per quarter, then 1.5%
- 3xOne everyday category: gas and EV charging, wholesale clubs, or bills and home utilities
- 1.5xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Retailer list includes Amazon, Walmart, Target and Costco
- ✦1.5% floor on all other spending
- ✦Quarterly enrollment lets you change picks as habits shift
Why it earns its spot
- +Up to $360 a year back from the 6% retailer cap alone
- +$0 annual fee the first year
- +Strong 1.5% base rate underneath the bonuses
Where it costs you
- −$95 fee from year two needs steady retailer spend to justify
- −Forget quarterly enrollment and everything earns 1.5%
- −3% foreign transaction fee
The Compound Verdict
If you max the 6% quarterly cap at Amazon or Walmart, this card clears $265 a year after the fee before counting anything else. That beats most no fee retail cards comfortably. The catch is the quarterly enrollment chore, so set a calendar reminder or do not bother.
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