VisaU.S. Bank Shopper Cash Rewards Visa Signature
6% at the two retailers you actually shop at, including Amazon and Walmart.
Welcome Bonus
$250
≈$250 value
Spend Requirement
$2,000
in 4 months
Annual Fee
$95
3% FTF
Credit Score
700+
(Good-Excellent)
Current offer note: $250 cash bonus
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 6xTwo retailers you choose from a list of 24
- 3xOne everyday category: gas and EV charging, wholesale clubs, or bills and home utilities
- 1.5xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Retailer list includes Amazon, Walmart, Target and Costco
- ✦1.5% floor on all other spending
- ✦Quarterly enrollment lets you change picks as habits shift
Why it earns its spot
- +Up to $360 a year back from the 6% retailer cap alone
- +$0 annual fee the first year
- +Strong 1.5% base rate underneath the bonuses
Where it costs you
- −$95 fee from year two needs steady retailer spend to justify
- −Forget quarterly enrollment and everything earns 1.5%
- −3% foreign transaction fee
The Compound Verdict
If you max the 6% quarterly cap at Amazon or Walmart, this card clears $265 a year after the fee before counting anything else. That beats most no fee retail cards comfortably. The catch is the quarterly enrollment chore, so set a calendar reminder or do not bother.
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