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U.S. Bank Shopper Cash Rewards Visa Signature card art

U.S. Bank Shopper Cash Rewards Visa Signature

By Alex Compton · Last verified

No longer offered. U.S. Bank has pulled the Shopper Cash Rewards from its lineup.

★ 7.8/10U.S. BankpersonalUS Bank Cash Back
DiscontinuedBest for: Nobody new, the card is closed

Welcome Bonus

None recorded

Last recorded offer

Spend Requirement

None recorded

Last recorded requirement

Annual Fee

$95

Last recorded · 3% FTF

Credit Score

700+

(Good-Excellent)

Common Questions

Is the U.S. Bank Shopper Cash Rewards Visa Signature discontinued?

Yes. Closed to new applicants. The U.S. Bank product page now redirects to the card catalog, which no longer lists this card. No longer offered. U.S. Bank has pulled the Shopper Cash Rewards from its lineup.

What can I use instead of the U.S. Bank Shopper Cash Rewards Visa Signature?

The closest open alternatives we track are the U.S. Bank Altitude Go Visa Signature, U.S. Bank Cash+ Visa Signature, U.S. Bank Cash+ Secured Visa. Each links to our full review with its current offer and complete breakdown.

Open Alternatives

The U.S. Bank Shopper Cash Rewards Visa Signature is no longer open to new applicants. Compare these cards for a similar use.

Historical Offers Chart

Dated offer history for this discontinued product.

Sign-Up Bonus (value)Spending Requirement ($)
$0$100$200$300$400$0$1,000$2,000$3,000$4,0002023-012024-012025-012026-012027-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2026-10-12$0No recorded spendOffer ended: $250 → $0 · Spend: $2,000 → $0 · Window: 4 months → 0 monthsClosed to new applicants. The U.S. Bank product page now redirects to the card catalog, which no longer lists this cardU.S. Bank credit cards catalog →
2026-06$250$2,000 in 4 moTerms reconfirmed$250 cash bonusArchive record · no attached snapshot
2024-06$250$2,000 in 4 moTerms reconfirmedArchive record · no attached snapshot
2022-09$250$2,000 in 4 moEarliest recordLaunch offerArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger
  1. changed

    Product page 301-redirects to the U.S. Bank card catalog, which no longer lists the card; marked discontinued

    Fields: discontinued, currentOffer

    U.S. Bank credit cards catalog →

Historical record · spot an outdated offer? Report a correction above.

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Last Recorded Earning Rates

These terms are historical context and are not presented as current.

  • 6xTwo retailers you choose from a list of 24First $1,500 in combined purchases per quarter, then 1.5%
  • 3xOne everyday category: gas and EV charging, wholesale clubs, or bills and home utilities
  • 1.5xEverything else

Last Recorded Credits

No statement credits, this card wins on earn rates, not coupons.

Last Recorded Benefits

Confirm availability and enrollment requirements with the issuer.

  • ✦Retailer list includes Amazon, Walmart, Target and Costco
  • ✦1.5% floor on all other spending
  • ✦Quarterly enrollment lets you change picks as habits shift

Why it earns its spot

  • +Up to $360 a year back from the 6% retailer cap alone
  • +$0 annual fee the first year
  • +Strong 1.5% base rate underneath the bonuses

Where it costs you

  • −$95 fee from year two needs steady retailer spend to justify
  • −Forget quarterly enrollment and everything earns 1.5%
  • −3% foreign transaction fee
  • −No longer offered: the product page redirects to the U.S. Bank card catalog

The Compound Verdict

This card is closed to new applicants: as of October 2026 its product page redirects to the U.S. Bank card catalog, which no longer lists it. Existing cardholders can keep using it, but new applicants should look at the U.S. Bank Cash+ or Smartly cards instead.

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