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Verizon Visa Card card art

Verizon Visa Card

By Alex Compton · Last verified

4% on gas, groceries and dining, as long as you spend it all at Verizon.

★ 6.8/10Synchrony BankpersonalVerizon Dollars
View Current OfferBest for: Loyal Verizon customers

Welcome Bonus

15,000

≈$150 value

Spend Requirement

None

in 3 months

Annual Fee

$0

No FTF

Credit Score

670+

(Good)

Current offer note: $150 statement credit after your first purchase within 90 days, for applicants approved 8/12/2026 through 1/13/2027

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
05,00010,00015,00020,000$0$500$1,000$1,500$2,0002027-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2026-10-1215,000No recorded spendSpend: $1,500 → $0$150 statement credit after your first purchase within 90 days, for applicants approved 8/12/2026 through 1/13/2027Verizon Visa Card product page →
2026-0615,000$1,500 in 3 moEarliest record$50 statement credit after first purchase plus $100 after $1,500 in 90 daysArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger
  1. changed

    Offer now $150 statement credit after first purchase in 90 days (approved 8/12/2026-1/13/2027); 4% gas/grocery/dining/Verizon store, 1% else, no annual fee

    Fields: bonus, spend, earningRates

    Verizon Visa Card product page →

Source checked 2026-10-12 · spot an outdated offer? Report a correction above.

Earning Rates

  • 4xGrocery stores, gas and dining
  • 4xVerizon store purchasesExcludes bill payment
  • 1xEverything else

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • ✦Verizon Dollars apply automatically toward your Verizon bill or devices
  • ✦Automatic Verizon Loyalty enrollment, with an extra 1% in rewards for paying your Verizon bill with the card
  • ✦No annual fee and no foreign transaction fees

Why it earns its spot

  • +4% on three big everyday categories is a top-tier rate
  • +$150 statement credit after just one purchase

Where it costs you

  • −Only Verizon customers can apply, and rewards only spend at Verizon
  • −Leave Verizon and the Verizon Dollars become useless
  • −1% everywhere else is weak

The Compound Verdict

For a committed Verizon household this quietly outearns most cash-back cards, since 4% on gas, groceries and dining wipes real money off the phone bill. The closed-loop currency is the tradeoff: the moment you consider switching carriers, the math collapses.

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