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Wells Fargo Propel American Express Card card art

Wells Fargo Propel American Express Card

By Alex Compton · Last verified

3x on practically everything fun, for free, until Wells gave up on it.

★ 8.5/10Wells FargopersonalGo Far Rewards
DiscontinuedBest for: The no-fee 3x benchmark

Welcome Bonus

None recorded

Last recorded offer

Spend Requirement

None recorded

Last recorded requirement

Annual Fee

$0

Last recorded · No FTF

Credit Score

670+

(Good)

Common Questions

Is the Wells Fargo Propel American Express Card discontinued?

Yes. Discontinued. 3x on practically everything fun, for free, until Wells gave up on it.

What can I use instead of the Wells Fargo Propel American Express Card?

The closest open alternatives we track are the Wells Fargo Autograph, Wells Fargo Active Cash, Wells Fargo Autograph Journey. Each links to our full review with its current offer and complete breakdown.

Open Alternatives

The Wells Fargo Propel American Express Card is no longer open to new applicants. Compare these cards for a similar use.

Wells Fargo Autograph card art

Terms checked 2026-10-23

No-annual-fee category rewards with cash redemption and direct travel-partner transfers

20,000 pts bonus (≈$200)AF: $0Rating: 8.3/10
Wells Fargo Active Cash card art

Terms checked 2026-10-23

2% cash rewards with no annual fee, plus phone protection with specific coverage rules

$100 bonus (≈$100)AF: $0Rating: 8.2/10

Historical Offers Chart

Dated offer history for this discontinued product.

Sign-Up Bonus (points)Spending Requirement ($)
010,00020,00030,00040,000$0$1,000$2,000$3,000$4,0002019-012020-012021-012022-012023-012024-012025-012026-012027-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2020-0220,000$1,000 in 3 moBonus decreased: 30,000 → 20,000 · Spend: $3,000 → $1,000Reduced 200 dollar offer in the final stretch, applications ended in 2021Archive record · no attached snapshot
2018-0730,000$3,000 in 3 moEarliest recordRelaunch offer worth 300 dollarsArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger

Event-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.

Historical record · spot an outdated offer? Report a correction above.

Last Recorded Earning Rates

These terms are historical context and are not presented as current.

  • 3xDining, takeout and delivery
  • 3xGas, rideshares and transit
  • 3xFlights, hotels, homestays and car rentals
  • 3xPopular streaming services
  • 1xEverything else

Last Recorded Credits

No statement credits, this card wins on earn rates, not coupons.

Last Recorded Benefits

Confirm availability and enrollment requirements with the issuer.

  • ✦Cell phone protection on a no-fee card
  • ✦No foreign transaction fees despite the zero fee

Why it earns its spot

  • +3x across dining, gas, travel, transit and streaming had no no-fee rival
  • +One card genuinely covered most household bonus spend

Where it costs you

  • −Go Far Rewards points were fixed value with no transfer partners
  • −Wells Fargo shelved it instead of defending it

The Compound Verdict

The 2018 Propel relaunch was Wells Fargo's loudest swing in years: 3x on dining, gas, travel, transit and streaming with no annual fee, a combination nothing else matched. Wells stopped taking applications in 2021 as it rebuilt its card lineup, and the Autograph that launched in 2022 is its direct successor, with remaining Propel holders migrated into that family. The no-fee 3x bar Propel set still gets cited.

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