American ExpressWells Fargo Propel American Express Card
3x on practically everything fun, for free, until Wells gave up on it.
Welcome Bonus
None
Discontinued
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xDining, takeout and delivery
- 3xGas, rideshares and transit
- 3xFlights, hotels, homestays and car rentals
- 3xPopular streaming services
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Cell phone protection on a no-fee card
- ✦No foreign transaction fees despite the zero fee
Why it earns its spot
- +3x across dining, gas, travel, transit and streaming had no no-fee rival
- +One card genuinely covered most household bonus spend
Where it costs you
- −Go Far Rewards points were fixed value with no transfer partners
- −Wells Fargo shelved it instead of defending it
The Compound Verdict
The 2018 Propel relaunch was Wells Fargo's loudest swing in years: 3x on dining, gas, travel, transit and streaming with no annual fee, a combination nothing else matched. Wells stopped taking applications in 2021 as it rebuilt its card lineup, and the Autograph that launched in 2022 is its direct successor, with remaining Propel holders migrated into that family. The no-fee 3x bar Propel set still gets cited.
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