MastercardWells Fargo Signify Business Cash Card
Unlimited 2% for your business with zero fee and zero homework.
Welcome Bonus
$500
≈$500 value
Spend Requirement
$5,000
in 3 months
Annual Fee
$0
No FTF
Credit Score
700+
(Good-Excellent)
Current offer note: $500 cash rewards
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 2xAll purchases, unlimited
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦0% intro APR on purchases for 12 months
- ✦No foreign transaction fees
- ✦Free employee cards
- ✦Redeem to a Wells Fargo account or as statement credit
Why it earns its spot
- +Uncapped 2% with no annual fee beats most business flat rate rivals
- +$500 bonus on reachable spend
- +No foreign transaction fee, rare for a free business card
Where it costs you
- −No bonus categories to stack
- −Cash rewards ecosystem is thin next to Chase or Amex points
The Compound Verdict
The business version of simple done right. Unlimited 2%, a $500 bonus and no annual or foreign transaction fees make this the default card for businesses that refuse to play the category game. If you want transferable points it is not for you, but as a cash workhorse it is hard to fault.
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