Wells Fargo Signify Business Cash Card
By Alex Compton · Last verified
Unlimited 2% for your business with zero fee and zero homework.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $500 | $5,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2023-10 | $500 | $5,000 in 3 mo | Earliest recordLaunch offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 2xAll purchases, unlimited
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦0% intro APR on purchases for 12 months
- ✦No foreign transaction fees
- ✦Free employee cards
- ✦Redeem to a Wells Fargo account or as statement credit
Why it earns its spot
- +Uncapped 2% with no annual fee beats most business flat rate rivals
- +$500 bonus on reachable spend
- +No foreign transaction fee, rare for a free business card
Where it costs you
- −No bonus categories to stack
- −Cash rewards ecosystem is thin next to Chase or Amex points
The Compound Verdict
The business version of simple done right. Unlimited 2%, a $500 bonus and no annual or foreign transaction fees make this the default card for businesses that refuse to play the category game. If you want transferable points it is not for you, but as a cash workhorse it is hard to fault.
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