The Card Database

345 cards tracked · offers verified against issuer pages · histories charted

Overwhelmed with credit card options?

Filter out the noise. Compound Match ranks every card against your real spend, math included.

The Platinum with an escape hatch: cash points out to your Schwab brokerage at 1.1 cents.

150,000 pts bonus (≈$3,000)AF: $895Rating: 9.0/10

The lounge king. The 2025 refresh raised the fee, and doubled down on credits.

175,000 pts bonus (≈$3,500)AF: $895Rating: 8.9/10

The Platinum that can pay for itself through a Morgan Stanley CashPlus account.

150,000 pts bonus (≈$3,000)AF: $895Rating: 8.9/10

Instant Diamond status and a free night that beats the fee by itself.

150,000 pts bonus (≈$750)AF: $550Rating: 8.7/10

Platinum lounge access plus a credit stack built for business spend.

150,000 pts bonus (≈$3,000)AF: $695Rating: 8.4/10

Platinum Elite status and an 85k free night for serious Marriott stayers.

95,000 pts bonus (≈$760)AF: $650Rating: 8.0/10

Sky Club access and a first class companion certificate.

125,000 pts bonus (≈$1,438)AF: $650Rating: 7.9/10

Sky Club access and a first class companion certificate, at a premium price.

125,000 pts bonus (≈$1,438)AF: $650Rating: 7.7/10

The Black Card. You do not apply. Amex calls you.

Special bonusAF: $5000Rating: 7.5/10