Avant Credit CardAvant
Terms checked 2026-10-12
A plain unsecured builder card with one honest fee and no gotchas.
Special bonusAF: $75Rating: 4.5/10
Avant
A Chicago fintech serving near-prime and subprime borrowers with personal loans and the AvantCard Mastercard. Its card is unusually clean for the segment: one annual fee between $0 and $75, no deposit, no monthly fees, and no foreign transaction fees. There are no rewards, so the product is purely a credit-building vehicle.
Application Rules
- ▸Pre-qualification runs on a soft pull and shows your assigned annual fee up front
- ▸Approvals reach down to roughly 550 scores, but APRs run up to 35.99%
- ▸One card per person; Avant does not offer product upgrades or a secured fallback
Tracked Avant Cards