Terms checked 2026-10-12
5% on streaming and cable, a bonus category nobody else leads with.
Special bonusAF: $0Rating: 6.5/10
BMO
Bank of Montreal's US arm, headquartered in Chicago and expanded westward through the Bank of the West acquisition. Issues a solid no-fee Cash Back Mastercard and, as a historical footnote, still services the legacy Diners Club North America portfolio it bought from Citi in 2009.
Application Rules
- ▸US cards are open to applicants nationwide despite the Midwest and West branch concentration
- ▸Diners Club consumer cards have been closed to new applications since 2014; existing members are still serviced
- ▸Welcome bonuses run as dated promos rather than evergreen offers, so check the current window
Tracked BMO Cards
Historical card
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application