MastercardBMO Cash Back Mastercard
5% on streaming and cable, a bonus category nobody else leads with.
Welcome Bonus
$200
≈$200 value
Spend Requirement
$2,000
in 3 months
Annual Fee
$0
3% FTF
Credit Score
670+
(Good)
Current offer note: $200 cash back, promo runs through June 30, 2026
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 5xEligible streaming, cable TV and satellite services
- 3xGas, EV charging and groceries
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Mobile phone theft and damage protection
- ✦No annual fee
Why it earns its spot
- +5% streaming is a free raise on bills you already pay
- +3% gas and grocery covers real spending
- +$200 promo bonus when running
Where it costs you
- −$1,500 quarterly cap on the 3% tier
- −Streaming spend is small, so the 5% headline is worth maybe $50 a year
- −3% FTF
The Compound Verdict
A respectable everyday card hiding behind a gimmick headline. The 3% gas and grocery tier does the actual work; grab it during a $200 promo window or not at all.
Rate this card
Be the first to rate it
Commentson BMO Cash Back
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.