Credit Compound

Citizens Bank

Providence-based regional with a Northeast branch network and a one-card consumer strategy: the 1.8% flat Cash Back Plus World Mastercard. A Citizens Quest Checking account nudges the rate to 1.9%.

Application Rules

  • ▸Card applications are accepted nationwide even though branches cluster in the Northeast
  • ▸The 1.9% boosted rate requires a Citizens Quest Checking relationship
  • ▸No published velocity rules; standard prime underwriting

Tracked Citizens Bank Cards