Citizens Bank
Providence-based regional with a Northeast branch network and a one-card consumer strategy: the 1.8% flat Cash Back Plus World Mastercard. A Citizens Quest Checking account nudges the rate to 1.9%.
Application Rules
- ▸Card applications are accepted nationwide even though branches cluster in the Northeast
- ▸The 1.9% boosted rate requires a Citizens Quest Checking relationship
- ▸No published velocity rules; standard prime underwriting
Tracked Citizens Bank Cards
MastercardCash Back Plus
Personal · No AF
Citizens Cash Back Plus World MastercardCitizens Bank
1.8% on everything with no foreign transaction fee, an odd but honest number.
Special bonusAF: $0Rating: 6.8/10