Capital One SavorCapital One
Terms checked 2026-10-23
No-annual-fee cash back on eligible food, entertainment and streaming purchases
$200 bonus (≈$200)AF: $0Rating: 8.5/10
Citizens Cash Back Plus World Mastercard
By Alex Compton · Last verified
No longer offered. Citizens now leads with the Summit cards.
★ 6.8/10Citizens BankpersonalCash Back
DiscontinuedBest for: Existing cardholders only, the card is closed
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$0
Last recorded · No FTF
Credit Score
700+
(Good-Excellent)
Common Questions
Is the Citizens Cash Back Plus World Mastercard discontinued?
Yes. Closed to new applicants. The Cash Back Plus product URL now redirects to the Citizens credit card lineup (Summit, Summit Reserve, Spring, Amp), which no longer lists this card. No longer offered. Citizens now leads with the Summit cards.
What can I use instead of the Citizens Cash Back Plus World Mastercard?
The closest open alternatives we track are the Capital One Savor, Chase Freedom Unlimited, Capital One Venture. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Citizens Cash Back Plus World Mastercard is no longer open to new applicants. Compare these cards for a similar use.
Terms checked 2026-11-02
1.5x on everything, and a points multiplier when paired with a Sapphire.
20,000 pts bonus (≈$200)AF: $0Rating: 8.4/10
Capital One VentureCapital One
Terms checked 2026-10-12
2x everywhere with real transfer partners for $95.
75,000 pts bonus (≈$1,350)AF: $95Rating: 8.4/10
Historical Offers Chart
Dated offer history for this discontinued product.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | $0 | No recorded spend | Terms reconfirmedClosed to new applicants. The Cash Back Plus product URL now redirects to the Citizens credit card lineup (Summit, Summit Reserve, Spring, Amp), which no longer lists this card | Citizens credit cards overview page → |
| 2026-06 | $0 | No recorded spend | Terms reconfirmedNo welcome offer | Archive record · no attached snapshot |
| 2024-01 | $0 | No recorded spend | Earliest recordNo welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Product URL redirects to the Citizens card lineup, which no longer offers Cash Back Plus; marked discontinued
Fields: discontinued, currentOffer
Citizens credit cards overview page →
Historical record · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 1.8xAll purchases1.9% with a Citizens Quest Checking account
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦No foreign transaction fee
- ✦Extended warranty doubles coverage up to 2 years
- ✦Rental car and trip interruption insurance
Why it earns its spot
- +Beats every 1.5% card with zero effort
- +No FTF makes it a usable travel backup
- +Real World Mastercard protections
Where it costs you
- −2% cards exist, so 1.8% is a strange resting place
- −No welcome bonus
- −No longer open to new applicants
The Compound Verdict
This card is history for new applicants. Its product page now redirects to the Citizens lineup, where the Summit World Mastercard pays 3% on dining and groceries and 1.5% everywhere else. Existing holders can keep it; everyone else should look at a 2% card.
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