Mine (formerly Fizz)
A Y Combinator-backed startup that built a debit-style credit builder for college students, rebranded from Fizz to Mine in January 2026. The card spends against your linked bank balance while reporting a credit line, now under subscription pricing.
Application Rules
- ▸No credit check; approval requires linking an external bank account
- ▸Student pricing is $5.99 a month, non-students pay $11.99
- ▸Reports to Experian and TransUnion only; Equifax reporting ended in September 2025
Tracked Mine (formerly Fizz) Cards

Mine Card (formerly Fizz)Mine (formerly Fizz)
The college credit builder that rebranded from Fizz to Mine and started charging real money.
Special bonusAF: $60Rating: 5.0/10