Credit Compound

Mine (formerly Fizz)

A Y Combinator-backed startup that built a debit-style credit builder for college students, rebranded from Fizz to Mine in January 2026. The card spends against your linked bank balance while reporting a credit line, now under subscription pricing.

Application Rules

  • No credit check; approval requires linking an external bank account
  • Student pricing is $5.99 a month, non-students pay $11.99
  • Reports to Experian and TransUnion only; Equifax reporting ended in September 2025

Tracked Mine (formerly Fizz) Cards

Visa
Mine Card
Personal · $60 AF
Mine Card (formerly Fizz)Mine (formerly Fizz)

The college credit builder that rebranded from Fizz to Mine and started charging real money.

Special bonusAF: $60Rating: 5.0/10