Nav
A business credit monitoring and funding marketplace whose paid Nav Prime membership briefly included a Thread Bank charge card and checking account. Both closed on April 1, 2026, leaving Prime as a monitoring and tradeline-reporting subscription while a new credit builder card is developed.
Application Rules
- ▸The Nav Prime Card and Nav Business Checking closed to all customers on April 1, 2026
- ▸Prime membership and its credit monitoring continue without the card
- ▸Existing card tradeline history remains on business credit reports
Common Questions
Did Nav discontinue the Nav Prime Card?
Yes. Nav closed the Nav Prime Card and Nav Business Checking to all customers on April 1, 2026, to focus on a new credit builder product. The Nav Prime membership itself continues as a business credit monitoring and tradeline-reporting subscription.
Is Nav Business Checking closed?
Yes. Nav Business Checking, held at Thread Bank, closed on April 1, 2026, the same day as the Nav Prime Card. Remaining balances were returned to customers, and Nav no longer offers a checking account.
What happens to the business credit history I built with Nav Prime?
The tradeline history the Nav Prime Card reported to business credit bureaus stays on your business credit reports. Closing the card stops new reporting, but the existing history remains and continues to age.
What are the best alternatives to the Nav Prime Card?
For business owners whose personal credit is still healing, Capital on Tap uses revenue-based underwriting rather than leaning on your personal score, and secured business cards remain open to nearly everyone. See our best business credit cards list for the full field of open cards.
Tracked Nav Cards
A business credit-building charge card that Nav shut down in April 2026.