Nav Prime Card
By Alex Compton · Last verified
A business credit-building charge card that Nav shut down in April 2026.
Welcome Bonus
None
Discontinued; card and Nav Business Checking closed April 1, 2026
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
No
credit check; required a paid Nav Prime membership
Common Questions
Is the Nav Prime Card discontinued?
Yes. Discontinued; card and Nav Business Checking closed April 1, 2026. A business credit-building charge card that Nav shut down in April 2026.
What can I use instead of the Nav Prime Card?
The closest open alternatives we track are the Chase Ink Business Preferred, Chase Ink Business Unlimited, Capital One Venture X Business. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Nav Prime Card is gone, but these cards do a similar job and are still accepting applications.
The biggest routine sign-up bonus in the business. Period.
$750 for free, every so often. The churnable workhorse.
The Venture X formula scaled up for serious business spend.
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Was a Visa charge card issued by Thread Bank, bundled with the Nav Prime subscription
- ✦Reported as a tradeline to business credit bureaus to build business credit
- ✦No personal credit check and no personal guarantee on card spend
Why it earns its spot
- +Built business credit history without a hard pull
- +Charge card structure prevented revolving debt
Where it costs you
- −Closed on April 1, 2026 along with Nav Business Checking
- −Required the monthly Nav Prime subscription the whole time
- −Earned no rewards, the value was purely the reported tradeline
The Compound Verdict
Nav Prime members used this card as a paid shortcut to a business credit file, and it did that job until Nav pulled the plug on April 1, 2026 to focus on a new credit builder product. The Prime membership and its credit monitoring live on, but the card and checking account are gone. Existing tradeline history remains on business reports.
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