Terms checked 2026-11-02
A six-figure welcome offer plus 3x on core travel and business spending.
100,000 pts bonus (≈$2,050)AF: $95Rating: 9.1/10
Nav Prime Card
By Alex Compton · Last verified
A business credit-building charge card that Nav shut down in April 2026.
★ 4.5/10NavbusinessCash Back
DiscontinuedBest for: Historical reference, no longer available
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$0
Last recorded · No FTF
Credit Score
No
credit check; required a paid Nav Prime membership
Common Questions
Is the Nav Prime Card discontinued?
Yes. Discontinued; card and Nav Business Checking closed April 1, 2026. A business credit-building charge card that Nav shut down in April 2026.
What can I use instead of the Nav Prime Card?
The closest open alternatives we track are the Chase Ink Business Preferred, Chase Ink Business Unlimited, Amex Blue Business Plus. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Nav Prime Card is no longer open to new applicants. Compare these cards for a similar use.
Terms checked 2026-11-02
A flat-rate no-fee business card with a record-high $1,000 public offer.
100,000 pts bonus (≈$1,000)AF: $0Rating: 8.7/10
Amex Blue Business PlusAmerican Express
Terms checked 2026-11-02
2x on everything, no fee, full Membership Rewards. Quietly elite.
50,000 pts bonus (≈$1,000)AF: $0Rating: 8.7/10
Historical Offers Chart
Dated offer history for this discontinued product.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-04 | $0 | No recorded spend | Terms reconfirmedProduct closed | Archive record · no attached snapshot |
| 2023-08 | $0 | No recorded spend | Earliest recordLaunched as a Nav Prime membership benefit | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Historical record · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Was a Visa charge card issued by Thread Bank, bundled with the Nav Prime subscription
- ✦Reported as a tradeline to business credit bureaus to build business credit
- ✦No personal credit check and no personal guarantee on card spend
Why it earns its spot
- +Built business credit history without a hard pull
- +Charge card structure prevented revolving debt
Where it costs you
- −Closed on April 1, 2026 along with Nav Business Checking
- −Required the monthly Nav Prime subscription the whole time
- −Earned no rewards, the value was purely the reported tradeline
The Compound Verdict
Nav Prime members used this card as a paid shortcut to a business credit file, and it did that job until Nav pulled the plug on April 1, 2026 to focus on a new credit builder product. The Prime membership and its credit monitoring live on, but the card and checking account are gone. Existing tradeline history remains on business reports.
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