VisaNav Prime Card
A business credit-building charge card that Nav shut down in April 2026.
Welcome Bonus
None
Discontinued; card and Nav Business Checking closed April 1, 2026
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
No
credit check; required a paid Nav Prime membership
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Was a Visa charge card issued by Thread Bank, bundled with the Nav Prime subscription
- ✦Reported as a tradeline to business credit bureaus to build business credit
- ✦No personal credit check and no personal guarantee on card spend
Why it earns its spot
- +Built business credit history without a hard pull
- +Charge card structure prevented revolving debt
Where it costs you
- −Closed on April 1, 2026 along with Nav Business Checking
- −Required the monthly Nav Prime subscription the whole time
- −Earned no rewards, the value was purely the reported tradeline
The Compound Verdict
Nav Prime members used this card as a paid shortcut to a business credit file, and it did that job until Nav pulled the plug on April 1, 2026 to focus on a new credit builder product. The Prime membership and its credit monitoring live on, but the card and checking account are gone. Existing tradeline history remains on business reports.
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