Robinhood
The brokerage's credit card arm, built from its 2023 acquisition of the X1 team, with cards issued by partner Coastal Community Bank. The Gold Card's 3% flat rate is the headline product, gated behind a Robinhood Gold subscription and a waitlist.
Application Rules
- ▸Requires an active Robinhood Gold subscription, $5 per month or $50 per year
- ▸Access has rolled out through an in-app waitlist; existing brokerage customers get priority
- ▸Issued by Coastal Community Bank, so the credit relationship sits with the partner bank
Tracked Robinhood Cards
Robinhood Gold CardRobinhood
3% flat on everything, but only behind a paid Gold subscription and a waitlist invite.
Special bonusAF: $0Rating: 8.0/10
Full ReviewInvite Only
X1 CardRobinhood
The stainless steel startup card that became the Robinhood Gold Card.
Special bonusAF: $0Rating: 5.0/10