Credit Compound

Robinhood

The brokerage's credit card arm, built from its 2023 acquisition of the X1 team, with cards issued by partner Coastal Community Bank. The Gold Card's 3% flat rate is the headline product, gated behind a Robinhood Gold subscription and a waitlist.

Application Rules

  • ▸Requires an active Robinhood Gold subscription, $5 per month or $50 per year
  • ▸Access has rolled out through an in-app waitlist; existing brokerage customers get priority
  • ▸Issued by Coastal Community Bank, so the credit relationship sits with the partner bank

Tracked Robinhood Cards

Robinhood Gold Card card art
Robinhood Gold CardRobinhood

3% flat on everything, but only behind a paid Gold subscription and a waitlist invite.

Terms under review AF: Under reviewRating: 8.0/10
Full ReviewOffer Under Review
X1 Card card art
X1 CardRobinhood

The stainless steel startup card that became the Robinhood Gold Card.

Terms under review AF: Under reviewRating: 5.0/10
Full ReviewOffer Under Review