Robinhood Gold CardRobinhood
Terms checked 2026-10-19
3% flat on everything, but only behind a paid Gold subscription and a waitlist invite.
Special bonusAF: $0Rating: 8.0/10
Full ReviewInvite Only
Robinhood
The brokerage's credit card arm, built from its 2023 acquisition of the X1 team, with cards issued by partner Coastal Community Bank. The Gold Card's 3% flat rate is the headline product, gated behind a Robinhood Gold subscription and a waitlist.
Application Rules
- ▸Requires an active Robinhood Gold subscription, $5 per month or $50 per year
- ▸Access has rolled out through an in-app waitlist; existing brokerage customers get priority
- ▸Issued by Coastal Community Bank, so the credit relationship sits with the partner bank
Tracked Robinhood Cards
X1 CardRobinhood
Closed to new applicants
Historical card record. See the dated review and offer history.
Not a current offer AF: See historyRating: Withheld
Review & HistoryNo Current Application