TD Bank
The US retail arm of Canada's Toronto-Dominion, with an East Coast branch footprint and a cobrand business anchored by the Target Circle Card, a partnership extended through 2030. Its own-brand consumer cards are modest, so the Target portfolio is the main event.
Application Rules
- ▸Target Circle Mastercard skews toward excellent credit; the store-only version is easier
- ▸No published velocity rules across TD consumer cards
- ▸Existing TD deposit relationships can help in-branch applications
Tracked TD Bank Cards
MastercardTarget Circle
Personal · No AF
An automatic 5% off every Target run, now usable everywhere Mastercard works.
5,000 pts bonus (≈$50)AF: $0Rating: 7.5/10