TD Bank
The US retail arm of Canada's Toronto-Dominion, with an East Coast branch footprint and a cobrand business anchored by the Target Circle Card, a partnership extended through 2030. Its own-brand consumer cards are modest, so the Target portfolio is the main event.
Application Rules
- ▸Target Circle Mastercard skews toward excellent credit; the store-only version is easier
- ▸No published velocity rules across TD consumer cards
- ▸Existing TD deposit relationships can help in-branch applications
Tracked TD Bank Cards
An automatic 5% off every Target run, now usable everywhere Mastercard works.
5,000 pts bonus (≈$50)AF: $0Rating: 7.5/10
Nordstrom Visa SignatureTD Bank
Nordy Club status and Anniversary Sale early access, with grocery and dining on the side.
6,000 pts bonus (≈$60)AF: $0Rating: 5.8/10
TD Double Up Credit CardTD Bank
TD finally made its 2% card a true flat 2%, no redemption hoops attached.
$2 bonus (≈$2)AF: $0Rating: 7.7/10
TD Clear Visa PlatinumTD Bank
No interest ever, just a flat monthly subscription fee for your credit line.
Special bonusAF: $120Rating: 5.5/10
TD FlexPay Credit CardTD Bank
Eighteen billing cycles of 0% on transfers, plus a yearly oops button for late fees.
Special bonusAF: $0Rating: 6.4/10
TD Cash Secured Credit CardTD Bank
A secured card that earns like TD's unsecured Cash card, fee and all.
Special bonusAF: $29Rating: 6.0/10